Generated by Rank Math SEO, this is an llms.txt file designed to help LLMs better understand and index this website. # McClarrons: Since McClarrons was established in 1988, we have built a nationwide reputation on our standards of service as an independent insurance broker. Defined by our service, we offer unwavering insurance support and advice in several sectors where we have specialist knowledge and years of experience, including: commercial and corporate, property owners, rural and farming, care and social welfare and private clients. ## Sitemaps [XML Sitemap](https://www.mcclarroninsurance.com/sitemap_index.xml): Includes all crawlable and indexable pages. ## Posts - [Professional Services Insurance: What Cover Does Your Business Need? ](https://www.mcclarroninsurance.com/news/professional-services-insurance-what-cover-does-your-business-need/): Professional businesses face risks that can vary significantly depending on the services they provide. From solicitors and accountants to architects and financial advisers, here we explain why professional services insurance is essential and what cover your business may need. - [McClarrons Introduces Leigh Adamson as in-house Client Risk Manager](https://www.mcclarroninsurance.com/news/mcclarrons-introduces-client-risk-manager/): McClarrons is pleased to welcome Leigh Adamson as our in-house Client Risk Manager, bringing more than 20 years’ experience in health and safety and risk management, marking the launch of our Risk Management services. - [Success Story – Damaged Digital Advertising Screen Claim Settled the Next Working Day](https://www.mcclarroninsurance.com/news/digital-advertising-display-screen/): When accidents happen, knowing exactly where a claim sits can make all the difference. In this case, our Claims Team helped a client secure a swift settlement after a specialist digital display screen was accidentally damaged before installation. - [Success Story – Flappy Roof](https://www.mcclarroninsurance.com/news/flappy-roof/): When Storm Arwen struck in 2021, it left a trail of destruction across the UK, including a cliffside property in Scarborough housing 17 apartments. In this blog, we break down how extensive the damage was, how we supported the client and residents, and what lessons were learned along the way. - [McClarrons to Exhibit at the Hull Property Trade Show](https://www.mcclarroninsurance.com/news/mcclarrons-exhibit-hull-property-trade-show/): McClarrons is pleased to confirm that we will be exhibiting at the Hull Property Trade Show again this year. - [Farm Security – 6 Simple tips for keeping your farm secure](https://www.mcclarroninsurance.com/news/farm-security/): Rural crime continues to affect farms across the country, while no farm can eliminate the risk entirely, taking a few practical steps can make your business far less attractive to criminals.  - [Celebrating Our NPS Score as We Approach 10 Years](https://www.mcclarroninsurance.com/news/mcclarrons-affinity-nps-score/): As McClarrons Affinity prepares to celebrate its tenth anniversary next year, we are proud to reflect on what has helped us achieve an NPS score of 84, and are asking our clients to help us understand what makes them recommend us. - [How to prevent one of the most prevalent issues in agriculture; vehicle theft](https://www.mcclarroninsurance.com/news/prevent-agricultural-vehicle-theft/): Modern tractors, telehandlers, ATVs and GPS guidance system thefts are costing farmers millions of pounds each year through replacement costs, business interruption and lost productivity. As part of campaign, we are revisiting some guidance to help you stay Better Sorted than Sorry. - [Welcoming New Talent Across the McClarrons Team](https://www.mcclarroninsurance.com/news/new-talent-across-the-mcclarrons-team/): McClarrons are delighted to welcome Andrew, Lucia, Clinton and Poppy to the business. Joining our Care, Commercial and Claims teams, they bring valuable experience and a shared commitment to delivering exceptional service to our clients. - [Agricultural Machinery Safety Best Practices: Keeping Workers Safe During Harvest](https://www.mcclarroninsurance.com/news/agricultural-machinery-safety/): Harvest places enormous demands on both people and machinery. Long days, tight weather windows, mounting pressure and equipment operating almost continuously, can quickly expose weaknesses. - [Work Experience at McClarrons with Archie](https://www.mcclarroninsurance.com/news/work-experience-at-mcclarrons-with-archie/): Archie recently joined McClarrons for a week of work experience to gain an insight into professional life and the insurance industry. In this blog, he reflects on his time. - [Essential Stacking Procedures for Harvest Safety](https://www.mcclarroninsurance.com/news/stacking-harvest/): Proper stacking procedures are crucial for supporting harvest safety and the integrity of crops during transportation and storage - [How McClarrons Can Help with Preventing Incidents, Claims and Business Disruption on Farms ](https://www.mcclarroninsurance.com/news/how-mcclarrons-can-help/): At McClarrons, we recognise the critical role that insurance plays in protecting farming businesses, as well as understanding the challenges they face. Harvest is a pivotal time for farmers; it represents the culmination of their year-long efforts, as well as presenting numerous risks. - [Navigating Claims Through Farm Combined Insurance](https://www.mcclarroninsurance.com/news/claims-through-farm-combined-insurance/): In this blog, we look beyond the farm combined policy to examine how these policies react when disaster strikes. - [Preventing Potential Claims this Harvest](https://www.mcclarroninsurance.com/news/preventing-claims-harvest/): We want to remind you of some of the measures you can take to help you harvest safely and prevent disruption to your business over the coming months.  - [The Role of Construction Insurance in Managing Delays](https://www.mcclarroninsurance.com/news/construction-insurance-managing-delays/): From adverse weather and supply chain disruptions to site incidents and contractor issues, construction delays can have significant financial consequences. In this blog, we explore how construction insurance can help your business when projects don't go to plan. - [Coffee Shop & Café Insurance: What Independent Hospitality Businesses Need to Know](https://www.mcclarroninsurance.com/news/cafe-insurance-hospitality-businesses/): Cafés and coffee shops face a wide range of everyday risks. Café insurance is designed to help hospitality businesses protect their premises, finances and reputation. - [Harvest Summer Safety & Fire Prevention Checklist](https://www.mcclarroninsurance.com/news/harvest-summer-safety-fire-tips/): This Harvest Summer Safety guide combines guidance from the Health and Safety Executive (HSE), fire services and agricultural safety bodies to support safe harvesting operations during periods of high fire risk. - [Learning Disability Week: Seeing the Person Behind the Care](https://www.mcclarroninsurance.com/news/learning-disability-week/): Learning Disability Week highlights the importance of seeing the person behind the care. We explore how McClarrons’ Care & Social Welfare Team supports providers working with people with learning disabilities and complex needs, and why specialist care insurance and understanding the sector go hand in hand. - [Farm Safety Tips – how to keep your farm, you and your workers safe](https://www.mcclarroninsurance.com/news/farm-safety-tips/): Here, with Farm Safety Week in mind, we look at how the top 3 kinds of fatal accidents across all industries can be reduced, as well as sharing some other useful safety guidance. - [Success Story – When One Missed Step Changes Everything](https://www.mcclarroninsurance.com/news/rural-protect-cherry-picker/): Here, we share a case study of how McClarrons' quick response helped one of our rural clients avoid prosecution and large fees when the HSE were investigating an incident involving one the employees falling off a cherry picker. - [Success Story – Supporting Our Client Through a Challenging Travel Insurance Claim](https://www.mcclarroninsurance.com/news/supporting-travel-insurance-claim/): One of our clients faced a situation where their insurer was unwilling to pay out on a claim as they believed the client had failed to disclose pertinent information. Read on to discover how we helped turn the situation around, and why transparency at policy inception matters. - [Success Story – A Fire Weeks Before Harvest](https://www.mcclarroninsurance.com/news/a-fire-weeks-before-harvest/): Here, we revisit a claim from the summer of 2024, where one of our farming clients experienced a devastating loss when their combine and drill were destroyed in an unexpected third-party fire. - [What is Professional Indemnity Insurance?](https://www.mcclarroninsurance.com/news/what-is-professional-indemnity-insurance/): Mistakes, misunderstandings, and allegations of negligence can happen in any professional service business. Professional indemnity insurance can protect businesses against claims of errors, omissions, or advice resulting in a client suffering financial loss. - [Why Declaring Changes to Your Stock Is Critical for Retail Insurance](https://www.mcclarroninsurance.com/news/declaring-changes-to-stock-is-critical-for-retail-insurance/): Changes in stock value, product type or seasonal inventory levels can significantly affect your retail insurance cover. Failing to keep your insurer informed could lead to underinsurance, reduced claim payouts or even declined claims. - [Welcoming George Clark to Our Care & Social Welfare Team](https://www.mcclarroninsurance.com/news/welcoming-george-clark-to-our-care-team/): McClarrons is delighted to welcome George Clark to the business as Care Manager, bringing with him leadership experience and a strong background across both personal and commercial insurance. - [Tradesman Insurance: Your Questions Answered](https://www.mcclarroninsurance.com/news/tradesman-insurance-faqs/): What is tradesman insurance? What does it cover? Do you need it? In our video, McClarrons’ commercial insurance specialists have compiled and answered some frequently asked questions to help you understand tradesman insurance. - [Dementia Action Week, Complex Care and the Importance of Specialist Insurance Support](https://www.mcclarroninsurance.com/news/dementia-action-week/): Dementia care is inherently complex, involving heightened safeguarding responsibilities, increased regulatory scrutiny and a wide range of operational risks. Ensuring that appropriate insurance arrangements are in place forms part of a broader commitment to sustainable, responsible care delivery. - [Launching the McClarrons Future Professionals Programme](https://www.mcclarroninsurance.com/news/future-professionals-programme/): Finished education and wondering what’s next? McClarrons are pleased to announce our Future Professionals Programme, a new opportunity designed to help the next generation take their first step into a professional career. - [Cover for Your Legal Risks: Legal Expenses Insurance](https://www.mcclarroninsurance.com/news/legal-risks-legal-expenses-insurance/): Running a business today means navigating an increasingly complex legal landscape. Insurance can provide invaluable support; here, we look at how Legal Expenses Insurance (LEI) can help protect your business when legal issues arise. - [Our Farm Team Looks Forward To Seeing You At Driffield And Ryedale Show](https://www.mcclarroninsurance.com/news/farm-team-at-agri-shows/): We are pleased to announce that we will have a stand at both the Driffield Show and the Ryedale Show this year. At our stands, you will find a number of our Farm Team waiting to have a chat, with a drink and a sausage roll, and the chance to enter our prize draw to win a jeroboam of Bourgogne Pinot Noir! - [Protecting Your Fuel: Crime Prevention Advice for Businesses and Property Owners](https://www.mcclarroninsurance.com/news/fuel-theft/): In this blog, we explain how fuel theft occurs, the practical steps you can take to reduce your risk, and why good security matters from both a safety and insurance perspective. - [What rising fuel and fertiliser prices mean for your insurance](https://www.mcclarroninsurance.com/news/rising-fertiliser-prices-underinsurance/): The recent surge in fuel prices is being felt across the country. For farmers, the impact is immediate and significant: rising fuel costs, sharply increasing fertiliser prices, and growing uncertainty at a critical point in the farming calendar. - [How Legal Expenses can assist when it comes to Uninsured Losses](https://www.mcclarroninsurance.com/news/legal-expenses/): Accidents happen, and when they do, it’s important your insurance supports you in the way you would like. When an incident occurs that is not your fault, leaving you with uninsured losses, Legal Expenses can become an invaluable policy to assist you. - [Supporting Specialist Care Providers Working With Encephalitis and Acquired Brain Injury](https://www.mcclarroninsurance.com/news/encephalitis/): The care sector continues to evolve as providers respond to increasingly complex health needs within the communities they serve. One area that has received renewed public attention recently is encephalitis, following reporting by BBC News highlighting the lasting impact the condition can have on individuals and their families. - [The Dogs (Protection of Livestock) (Amendment) Act 2025: What Rural Businesses Should Know](https://www.mcclarroninsurance.com/news/dogs-act-2025/): For farmers, the new Dogs (Protection of Livestock) (Amendment) Act 2025 represents a welcome step forward. Understanding the legislation and ensuring the right protection is in place can help rural businesses manage the consequences when incidents do occur. - [Household Items That Can Increase the Likelihood of Fire and Property Damage in the Summer](https://www.mcclarroninsurance.com/news/household-fire-summer/): Household fire risks do not disappear in summer; they evolve. Changes in temperature, light and day-to-day behaviour can turn ordinary items into unexpected sources of fire and property damage. - [New Faces at McClarrons: Growing Our Teams](https://www.mcclarroninsurance.com/news/four-new-faces-at-mcclarrons/): As McClarrons continues to grow, we’re pleased to welcome new talent across the business. We’re delighted to introduce Beth and Tom, who have joined our Commercial Team, alongside Charlotte, who has joined our Care & Social Welfare Team. - [The Silent Threat to Production: Why Machinery Breakdown and Business Interruption Cover Are Critical for Manufacturers](https://www.mcclarroninsurance.com/news/machinery-breakdown-business-interruption-cover-critical-manufacturers/): Unplanned downtime is a major operational risk. We explore how Machinery Breakdown and Business Interruption insurance can act as an essential safeguard for your production line. - [McClarrons will be at The Business Day](https://www.mcclarroninsurance.com/news/the-business-day-2026/): In keeping with the spirit of The Business Day, which combines professionalism with personality, we have created our own homemade game. Read our blog to find out more about it! - [Louise Haworth named 2025 Roy McClarron Award Winner](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-2025/): We are delighted to announce that the 2025 Roy McClarron Award has been presented to Louise Haworth. - [Understanding and Insuring Your Valuable Collections](https://www.mcclarroninsurance.com/news/insuring-your-collections/): Collections can often appreciate in value over time. In this blog, we explore why accurate valuation matters and how underinsurance can leave valuable collections financially exposed. - [Proud Sponsors of the YAMS 2026 Trade Stand Awards](https://www.mcclarroninsurance.com/news/sponsors-of-the-yams-trade-stand-awards/): McClarrons was delighted to attend YAMS 2026 and sponsor the Trade Stand Awards, celebrating the creativity and commitment of exhibitors across the show. - [Manufacturing Risk Beyond the Factory Floor: Managing Product Recall, Guarantee, and Transit Exposures](https://www.mcclarroninsurance.com/news/manufacturing-risk-beyond-the-factory-floor/): For manufacturers, the risk doesn't stop when a product leaves the production line. From recall events to transit losses, it is important to understand how insurance responds once goods are in circulation. - [McClarrons welcome Sally Conner, Northern Farmer Award 2026 Finalist, as Business Development Executive](https://www.mcclarroninsurance.com/news/sally-conner/): With a lifetime rooted in farming and rural communities, Sally Conner joins McClarrons as Business Development Executive, bringing with her genuine passion for supporting farming businesses. - [68% of Private Client Brokers Identify Growing Risk of Underinsurance for Clients](https://www.mcclarroninsurance.com/news/growing-risk-of-underinsurance/): According to a survey of brokers specialising in high-net-worth insurance, 68% believe that underinsurance is more of an issue for affluent clients than ever before. - [Success Story – A House Fire, Resolved Quickly](https://www.mcclarroninsurance.com/news/house-fire-resolved/): Here, we discuss how our in-house Claims Team guided a client through the aftermath of a house fire, ensuring the claims process was handled efficiently and with minimal stress. - [Success Story – Recovering £150,000 in a Contractual Pursuit Claim](https://www.mcclarroninsurance.com/news/contractual-pursuit-claim/): A complex contractual dispute resulted in losses exceeding £160,000. Discover how Rural Protect helped secure a settlement for a contractual pursuit claim without the need for court proceedings. - [McClarrons are proud to appoint longstanding team member, Ben Pickles, as Sales Director](https://www.mcclarroninsurance.com/news/appoint-ben-pickles-sales-director/): Through the ongoing growth of McClarrons and the development of our role pathways, we are able to provide our teams with meaningful development opportunities, and after 9 years with the business, we are excited to announce Ben Pickles as Sales Director. - [Success Story – Turning an Initially Declined Claim into a Positive Outcome for a Construction Business](https://www.mcclarroninsurance.com/news/construction-equipment-loss/): This case demonstrates the importance of experience, policy knowledge and taking the time to look beyond the obvious, particularly when it means a client who was expecting the worst, receives the best outcome from their claim. - [McClarrons collaborates with Hull College’s Digital Media Production students](https://www.mcclarroninsurance.com/news/hull-college/): Since May 2025, McClarrons has been working closely with students from Hull College’s Level 3 Digital Media Production course on an industry style client project designed to replicate the dynamics of a real client and agency relationship. - [De-industrialisation Risk: Strategies for Manufacturing Resilience](https://www.mcclarroninsurance.com/news/risk-strategies-for-manufacturing-resilience/): Manufacturers are facing rising costs, tax increases, and supply chain strain. Discover how McClarrons can help you maintain resilience and support business continuity. - [McClarrons Affinity Proud to Jointly Sponsor Itchenor Sailing Club Keelboat Championships 2026](https://www.mcclarroninsurance.com/news/isc-keelboat-championships-2026/): McClarrons Affinity is pleased to announce our joint sponsorship of the Itchenor Sailing Club Keelboat Championships 2026, alongside our partner Soak Insure. - [Underinsurance: A potentially overlooked risk for High-Value Homeowners](https://www.mcclarroninsurance.com/news/underinsurance-risk-for-homeowners/): Many high-value homes and assets are unknowingly underinsured – this blog explains how it can happen, what it means for you, and how to protect your property and contents against it. - [What is Business Interruption Insurance?](https://www.mcclarroninsurance.com/news/business-interruption/): We believe that every business should include Business Interruption cover as part of their commercial insurance program. Significant damage to your premises and contents will likely impede your ability to trade and, in severe circumstances, could halt your business operations entirely. - [McClarrons’ Claims Proposition Continues to Evolve](https://www.mcclarroninsurance.com/news/mcclarrons-claims-2026/): As we welcome 2026, we want to take a moment to look back at the last couple of years and recognise some of the brilliant developments McClarrons’ Claims Team has made. - [Care Home Closures: The Hidden Risks and Insurance Implications](https://www.mcclarroninsurance.com/news/care-home-closures/): In this blog, we explore why care home closures are becoming more likely, and what care providers, insurers and brokers can do to mitigate the associated risks. - [Could Your Manufacturing Business Survive a Cyber-Attack Ripple Effect?](https://www.mcclarroninsurance.com/news/manufacturing-survive-cyber-attack/): What can the Jaguar Land Rover incident teach manufacturers about cyber insurance and the long-lasting damage that can spread far beyond the organisation at the centre of the crisis? - [Celebrating Our Outstanding NPS Score](https://www.mcclarroninsurance.com/news/nps-score/): We are excited to share our recent Net Promoter Score (NPS) of 70, which reflects the trust, loyalty, and satisfaction that our clients experience with us. - [UK Manufacturing at a Crucial Crossroads: Why Cyber and Risk Insurance Are More Important Than Ever](https://www.mcclarroninsurance.com/news/uk-manufacturing-at-a-crucial-crossroads/): The manufacturing sector is entering a period of intense pressure and rapid change. Cyber cover has become a vital tool in protecting resilience and competitiveness. - [Season’s Greetings from everyone at McClarrons! ](https://www.mcclarroninsurance.com/news/seasons-greetings/): Find our opening hours over the Christmas period and what to do in the event of a claim, and take a look at some of our 2025 highlights! - [Serious Risk Prevention in Adult Social Care](https://www.mcclarroninsurance.com/news/serious-risk-prevention/): McClarrons is pleased to present this guest blog from Emma Reeve, Founder of Serious Risk Prevention, written specifically for our care provider clients, about risk management within adult social care settings. - [A Year of Growth: McClarrons Welcomes 12 New Team Members in 2025](https://www.mcclarroninsurance.com/news/a-year-of-growth-in-2025/): We’re thrilled to welcome Vanessa as our final new starter of 2025. Before the year comes to a close, let’s reflect on the 12 talented individuals who’ve joined us and strengthened our teams. - [Success Story – Diligent Liability Claim Handling for a Care Provider](https://www.mcclarroninsurance.com/news/care-provider-claim/): This recent case study highlights how a collaborative, forensic approach from broker, insurer and legal teams helped bring about an excellent resolution for a client facing one of the most serious and complex claims we’ve supported in recent years. - [Managing Care Home Insurance Requirements: Practical Strategies to Help Manage Costs](https://www.mcclarroninsurance.com/news/care-home-insurance-requirements/): In this blog, we explore common challenges in care home insurance compliance and share some actionable solutions that may help operators manage costs effectively. - [A Resounding Success: McClarrons’ Cultivating Tomorrow Seminar](https://www.mcclarroninsurance.com/news/cultivating-tomorrow-seminar/): We recently hosted our Cultivating Tomorrow Seminar, which proved to be an exceptionally positive and productive evening. - [Surge in Toyota Hilux Thefts: What You Need to Know About Rising Risks](https://www.mcclarroninsurance.com/news/surge-in-toyota-hilux-thefts/): Thefts of the Toyota Hilux have surged dramatically, creating serious concern for farmers, tradespeople and rural businesses who rely on these vehicles daily.  - [McClarrons are proud to further enhance our insurance offering for Social Farms & Gardens members](https://www.mcclarroninsurance.com/news/offering-for-social-farms-and-gardens/): We are delighted to announce an enhanced insurance offering for SF&G members, designed to better support the incredible organisations that bring communities together. - [Three New Starters Join Our Commercial Team](https://www.mcclarroninsurance.com/news/three-new-starters-commercial-team/): We are delighted to welcome new talent into our Commercial Team, as McClarrons continues to grow and strengthen our expertise across the business. Joining us this autumn are Isabella, Kezia, and Jeanette. - [Work Experience at McClarrons with Olivia  ](https://www.mcclarroninsurance.com/news/work-experience-with-olivia/): Over the autumn, we welcomed Olivia, a recent graduate, for a five-week work experience placement. Here, she shares her reflections on gaining experience in the insurance industry and what she learned along the way.  - [Standing With Farmers: Mental Health Support for Farmers](https://www.mcclarroninsurance.com/news/farmers-mental-health-support/): Poor mental health is a growing concern across many industries, but farming remains one of the most vulnerable. Isolation, long working hours, ever-changing regulations, and constant financial uncertainty can take a serious toll on farmers’ mental health. - [The Importance of Engineering Inspections for Rural Businesses](https://www.mcclarroninsurance.com/news/importance-engineering-inspections/): All-Engineering Inspection Services (AEIS) understand the unique challenges rural businesses face, and are there to help ensure that your equipment is safe, legal, and operating at peak performance. - [Understanding how Tenants’ Improvements can be covered  ](https://www.mcclarroninsurance.com/news/tenants-improvements-covered/): The relationship between tenants, landlords, and insurers can be complex, especially when it comes to alterations or improvements made by tenants. This blog explains some of the things you need to be aware of as a landlord when it comes to building insurance in the context of tenants’ improvements. - [Continuing to Grow: Welcoming New Faces to McClarrons](https://www.mcclarroninsurance.com/news/welcoming-new-faces-to-mcclarrons/): Earlier this year, we welcomed three fantastic new team members as part of our strong commitment to growth. This summer, we’re delighted to continue that momentum with three more: Venetia, Daniel, and Matthew. - [Protecting Your Farm: Insights from the 2025 HSE Fatal Injury Report](https://www.mcclarroninsurance.com/news/hse-2025-fatal-injury-report/): In this blog, we take a look at the HSE’s latest ‘Work-related fatal injuries in Great Britain’ report and discuss how Rural Protect can provide a real-world safety net for the agricultural sector. - [Change in the Care & Social Welfare Team  ](https://www.mcclarroninsurance.com/news/change-in-the-care-team/): McClarrons is excited to share some recent changes in our Care & Social Welfare team, including an internal role change , and the onboarding of two new starters. - [Brabners Guest Blog: Fire Safety in UK Care Homes 2025 — 7 Key Changes Explained](https://www.mcclarroninsurance.com/news/brabners-fire-safety-in-care-homes/): We are pleased to feature a guest blog post from leading independent law firm, Brabners, about the critical fire safety regulatory changes shaping UK care homes in 2025. - [Understanding Farm Combined Insurance](https://www.mcclarroninsurance.com/news/farm-combined-insurance/): In this blog, we explore Farm Combined Insurance, a comprehensive, customisable insurance solution that brings together the key covers a farm needs under one policy. - [The Cost of Overlooking Unoccupancy when it comes to Commercial Property Insurance](https://www.mcclarroninsurance.com/news/unoccupancy-commercial-property-insurance/): To illustrate the real-world impact of not meeting your duty of disclosure as a commercial property owner, we explore two potential scenarios. - [Protecting IAgSA Members: From Liability to Cyber](https://www.mcclarroninsurance.com/news/protecting-iagsa-members/): We would like to thank IAgSA for inviting us to talk through our insurance offering for members, and to address key concerns raised by members themselves, particularly around Cyber Insurance and the growing relevance of digital risk in the agricultural sector. - [Meet McClarrons’ three new starters](https://www.mcclarroninsurance.com/news/meet-mcclarrons-three-new-starters/): After welcoming 17 new team members last year, McClarrons has continued its growth into 2025 with the addition of three new starters: Olivia, Samantha, and Matthew. In this blog, we introduce them to you. - [Enter the McClarrons Prize Draw at Driffield Show 2025 to win a jeroboam of Louis Jadot Pinot Noir!](https://www.mcclarroninsurance.com/news/enter-the-mcclarrons-prize-draw-at-driffield-show-2025/): Be in with a chance to win in McClarrons' Prize Draw at Driffield Show 2025! - [The Unexpected Cost of Underinsurance to Your Business](https://www.mcclarroninsurance.com/news/unexpected-cost-of-underinsurance/): To illustrate the real-world impact of underinsurance, we explore two scenarios based on the experience of a café owner seeking insurance advice from McClarrons. - [Cyber-attacks in Social Care: Why McClarrons Are Urging the Care Sector to Get Protected with Cyber Insurance](https://www.mcclarroninsurance.com/news/cyber-attacks-in-social-care/): A recent case study from the care sector has highlighted just how devastating cyber incidents can be, causing widespread disruption to care delivery and serious financial loss. - [Behind the Scenes: #LifeAtMcClarrons](https://www.mcclarroninsurance.com/news/behind-the-scenes/): We’re excited to share a series of short videos featuring members of our team, offering a behind-the-scenes look at life and careers at McClarrons. - [The Importance of Maintaining Accurate Livestock Sum Insured](https://www.mcclarroninsurance.com/news/maintaining-livestock-sum-insured/): Livestock can represent a significant portion of a farm’s assets and as market prices for cattle and other livestock fluctuate, it is imperative for policyholders to keep their sum insured up to date and accurate. - [McClarrons Urges Businesses to Review Their Cyber Insurance and Security](https://www.mcclarroninsurance.com/news/review-cyber-insurance-security/): Cybercrime isn’t a distant threat—it’s a daily reality for UK businesses. With the UK government reporting that half of UK businesses experienced a cyber-attack in the past year, we are urging businesses to review their cyber security contingency plans and explore the protection cyber insurance can offer to mitigate potential financial and operational risks. - [McClarrons Becomes a Key Partner of For Entrepreneurs Only](https://www.mcclarroninsurance.com/news/for-entrepreneurs-only-key-partner/): At McClarrons, we are proud to announce our partnership with For Entrepreneurs Only (FEO) as a Key Partner. This collaboration reflects our ongoing commitment to supporting businesses in Hull and East Yorkshire, ensuring they have the tools and guidance necessary to thrive. - [The Importance of Having the Right Insurance for Wedding Venues](https://www.mcclarroninsurance.com/news/wedding-venue-insurance/): In this blog post, we explore why comprehensive insurance coverage is so essential for wedding venues and why engaging with an experienced commercial insurance broker can be invaluable. - [Work Experience at McClarrons With Amy](https://www.mcclarroninsurance.com/news/work-experience-with-amy/): We began the year by welcoming Amy, our latest work experience candidate, to the McClarrons team for six weeks. Here, she reflects on how her time with us differed from her expectations and how it helped shape and refine her skills for the future. - [McClarrons’ Care & Social Welfare Team Undertakes Specialist Training with Yorkshire Care Group](https://www.mcclarroninsurance.com/news/yorkshire-care-group-training/): The McClarrons Care & Social Welfare Team recently participated in training with Yorkshire Care Group to gain a deeper understanding of the daily challenges our clients face. Watch our video below, where we ask why it is important for the team to receive such training, how the training will enhance the quality of service provided to clients, and how care sector clients will benefit and be supported by the team developing their knowledge in this way. - [Celebrating the 2024 Roy McClarron Award Winner, Demi Bentley!](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-demi-bentley/): At this year’s annual staff briefing, we proudly announced Demi Bentley as the winner of our Roy McClarron Award for 2024. Here, we celebrate her success, highlight her outstanding contributions, and share the wonderful things her colleagues said about her in their nominations. - [Navigating the New Inheritance Tax Changes: A Guide for Farmers](https://www.mcclarroninsurance.com/news/new-inheritance-tax-changes/): The recent changes to Inheritance Tax (IHT) announced in the Autumn Budget 2024 have significant implications for farmers and landowners. We asked Chris Binns, Business Development Manager at Independent Financial Advice firm, Moneyweb Limited, to explain this and the implications further. - [Work Experience at McClarrons with Lara](https://www.mcclarroninsurance.com/news/lara-work-experience-at-mcclarrons/): In this blog, Lara shares her five-month work experience at McClarrons, highlighting the valuable skills she gained and her insights into the diverse opportunities within the insurance industry. - [New beginnings: Our exciting move to a new office space in Malton ](https://www.mcclarroninsurance.com/news/move-to-new-office-space-in-malton/): After 16 years at our current offices in the Market Place in Malton, the time has come for us to move to our new head office premises on York Road. Here, we explain the reasoning behind the move and what to expect. - [Navigating the Recent Inheritance Tax Changes: A Comprehensive Guide for High-Net-Worth Clients](https://www.mcclarroninsurance.com/news/inheritance-tax-changes/): The UK government’s Autumn Budget 2024 introduced significant changes to Inheritance Tax that will impact estate planning for individuals; understanding these changes and their implications is crucial for effective wealth management. - [Fire Safety in Residential Care Homes](https://www.mcclarroninsurance.com/news/fire-safety-in-residential-care-homes/): McClarrons Care Network partner and leading independent law firm, Brabners, have written this guest blog post which discusses how parties responsible for fire safety in residential care homes can best manage the risk of fire whilst ensuring compliance with relevant regulations. - [McClarrons Strengthens Its Team with Four New Members](https://www.mcclarroninsurance.com/news/four-new-members/): As the year draws to a close, McClarrons proudly welcomes four new members to its Commercial, Claims, and Care & Social Welfare teams. Here, we introduce you to them. - [Success Story – Negotiating claim settlement for the rebuild of a heritage wall](https://www.mcclarroninsurance.com/news/rebuild-of-a-heritage-wall/): Here, we discuss how our in-house Claims Team negotiated the settlement of a complex claim involving damage to a heritage wall due that was damaged by a third party. - [McClarrons wish you a Merry Christmas & Happy New Year!](https://www.mcclarroninsurance.com/news/christmas-2024/): Find our opening hours over the Christmas period and what to do in the event of a claim, and take a look at some of our 2024 highlights! - [The Impact of the Recent Budget on Social Care in England](https://www.mcclarroninsurance.com/news/impact-of-budget-on-social-care/): In this guest blog post, Matt Coles of Brabners, discusses some of the key impacts the recent budget will have on the social care sector in England. - [Success Story – A Catastrophic Fire with Complex Restoration Requirements](https://www.mcclarroninsurance.com/news/catastrophic-fire-restorations/): McClarrons recently resolved a significant and high-profile claim for a renowned and much-loved restaurant business. Read about how our Claims Team helped this business in the aftermath of a catastrophic fire which left them facing a profound challenge. - [McClarrons expands team with three new members in Farm and Operations](https://www.mcclarroninsurance.com/news/new-members-in-farm-and-operations/): McClarrons welcomed three new members who joined across our Farm and Operations teams. In this blog, we introduce them to you and their roles. - [The Importance of Insurance for Food Manufacturers: Safeguarding Against Stock Deterioration](https://www.mcclarroninsurance.com/news/stock-deterioration-insurance/): In the highly competitive and complex world of food manufacturing, ensuring the freshness and quality of products is paramount. In this blog post, we explore some of the insurance covers food manufacturers need to consider to secure their business operations. - [The Importance of Notifying Your Insurance Claim Promptly](https://www.mcclarroninsurance.com/news/importance-of-notifying-claims-promptly/): In the world of insurance, prompt notification of a claim is not just a formality; it is a fundamental step that can significantly impact the outcome of your claim. We explain why this is so important and the potential implications should you not. - [How Product Liability Insurance Supports Food Safety and Quality Assurance](https://www.mcclarroninsurance.com/news/product-liability-in-food-safety/): Product Liability plays a crucial role in supporting food safety and quality assurance in the food industry. Here, we look at the various ways this insurance can assist food manufacturing businesses with their operations. - [Understanding Claims Made vs Claims Occurring Policies: Key Differences and the Implications](https://www.mcclarroninsurance.com/news/claims-made-vs-claims-occurring/): Understanding the difference between ‘Claims Made’ and ‘Claims Occurring’ policies is crucial as it can significantly impact the cover you have. Here, we explain how each policy type functions and their key differences. - [McClarrons welcomes new Commercial and Operations team members](https://www.mcclarroninsurance.com/news/welcomes-new-team-members/): We have welcomed three new starters across our Commercial and Operations teams. Here, we introduce Sam, Jamie, and Fred. - [Cyber Insurance: some key considerations when it comes to arranging your policy](https://www.mcclarroninsurance.com/news/cyber-insurance-key-considerations/): Here, we provide a guide for those looking to protect their business from the very real and prevalent cyber risks of today’s digital world, outlining some of the key things to consider when arranging a cyber insurance policy. - [Work Experience at McClarrons with Ellie](https://www.mcclarroninsurance.com/news/work-experience-ellie-evans/): This summer, we had the pleasure of having Ellie Evans join the McClarrons team for a five-week work experience programme. Here, Ellie reflects on her time with us and the various roles and responsibilities she took on across different sectors. - [McClarrons Welcomes Three New Starters](https://www.mcclarroninsurance.com/news/mcclarrons-welcomes-three-new-starters/): Earlier this year, we introduced three new starters across our Operations, Farm, and Care & Social Welfare teams, demonstrating our strong commitment to growth. Continuing with this momentum, we recently welcomed three more new starters: Helen, Fiona, and Daniel. - [Buy Art with the Heart](https://www.mcclarroninsurance.com/news/buy-art-with-the-heart-2/): In this guest blog post, Katy Foxcroft from Clarendon Fine Art provides her thoughts on why you can’t go wrong when buying art with the heart. - [Cyber insurance – why everyone’s talking about it and why you should be considering it](https://www.mcclarroninsurance.com/news/considering-cyber-insurance/): Businesses are 5 times more likely to have a cyber claim than a fire claim in the UK and 50% of businesses have reported they experienced some form of cyber security breach or attack in the past year. - [Cyber Case Study – Car parts dealer suffers ransomware attack](https://www.mcclarroninsurance.com/news/parts-dealer-ransomware-attack/): We share a successful outcome for one of our rural clients who experienced the destruction of their shelter pens due to the severe weather conditions of Storm Isha. After the insurer initially declined pay out of the client's claim, McClarrons challenged the decision and were able to help our client obtain a settlement to replace their shelter pens. - [Cyber Case Study – Nursing home suffers cyber attack](https://www.mcclarroninsurance.com/news/care-cyber-attack/): After a CEO's email account was hacked, a care home faced huge financial losses from a social engineering cyber attack. - [Cyber Case Study – Tax return trauma](https://www.mcclarroninsurance.com/news/cyber-tax-return-trauma/): A haulage firm lost several large tax payments after their accountant's email was spoofed. Read our Cyber insurance case study. - [Cyber Case Study – School fees fiasco](https://www.mcclarroninsurance.com/news/cyber-phishing/): The scam began when the school’s bursar, the individual responsible for managing the financial affairs of the school, fell for a credential phishing email. Credential phishing emails are used by cyber criminals to try and trick individuals into voluntarily handing over their login details, typically by directing them to a link that takes them through to a fake login page. - [Success Story – A Stormy Settlement](https://www.mcclarroninsurance.com/news/stormy-settlement/): Our in-house Claims Team recently managed to negotiate a successful settlement for a farming client who was experiencing difficulties with their insurer following the destruction of their shelter pen due to severe weather conditions. - [Enter the McClarrons Prize Draw at Driffield Show 2024 to win a jeroboam of Brunello di Montalcino!](https://www.mcclarroninsurance.com/news/prize-draw-driffield-show/): Don’t miss your chance to enter McClarrons’ Prize Draw at the Driffield Show 2024! - [Taking care of your insurance – specialist insurance for Care Quality Consultants](https://www.mcclarroninsurance.com/news/care-quality-consultants-cover/): As one of The CIA Group’s key strategic partners, to aid their consultants, we have worked to source and develop an affordable and simple insurance solution for Care Quality Consultants. - [BT Redcare Replacement: The Impact on your Insurance ](https://www.mcclarroninsurance.com/news/bt-redcare-replacement/): In a recent announcement, BT revealed that it will discontinue its BT Redcare Alarm Transmission System (ATS) which will have significant implications for both commercial and residential buildings and their insurance coverage.  - [McClarrons attend this year’s East Yorkshire shows and charity events](https://www.mcclarroninsurance.com/news/mcclarrons-attend-east-yorkshire-events/): The McClarrons Team are looking forward to attending a number of this year’s events around our East Yorkshire-based office in Hessle, Hull. Here is where you will find us over the coming months. - [ViewForm Architects discusses mitigating risks when developing care home properties](https://www.mcclarroninsurance.com/news/viewform-architects/): Introduced to us by McClarrons Care Network partner, Care Improvement Associates, we spoke to Tim Erkiert from ViewForm Architects, who provided us with a guest blog post discussing how to mitigate risks when developing care home properties, from project inception to completion. - [The value of jewellery is increasing, are you adequately insured?](https://www.mcclarroninsurance.com/news/increasing-jewellery-value/): The increase in the value of jewellery and watches has prompted insurance companies to urge customers to protect their precious pieces. In this blog, we will explore the rise in jewellery theft, the types of items experiencing value increase, how underinsurance may apply, and how to protect your high-value assets. - [Exploring a Farmer’s Responsibility in Cow Trampling Cases](https://www.mcclarroninsurance.com/news/cow-trampling-responsibility/): Here, we discuss real-life cases of cow trampling and explore how risk mitigation techniques can help rural businesses prioritise the wellbeing of others while also protecting themselves from legal risks. - [Automatic Cars and Increases in Insurance Premiums: What is the Connection?](https://www.mcclarroninsurance.com/news/automatic-cars-and-increase-in-insurance-premium/): In this blog, we explore the rise of insurance premiums for automatic cars, looking at factors that affect the insurance rates for these vehicles. - [McClarrons welcome new Team Members](https://www.mcclarroninsurance.com/news/mcclarrons-welcome-new-team-members/): Committed to continuing our growth in 2024, McClarrons have introduced a few more new starters in recent months. Here we introduce to you Megan, Ian and Nandini. - [Proactive steps for care providers and workers to manage the UK’s immigration policy changes](https://www.mcclarroninsurance.com/news/care-immigration-policy-changes/): It is crucial for care providers to understand the latest immigration policy changes that the UK Government recently announced and swiftly after, started to implement. Here, we provide an overview of the recent amendments and share with you McClarrons Care Network partner, Brabners’ webinar, which discusses the changes to immigration. - [How can Rural Protect benefit your farming business?](https://www.mcclarroninsurance.com/news/rural-protect-benefit/): Discover how Rural Protect is fortifying farms against unforeseen risks. From expert legal representation to proactive risk management support, Rural Protect offers benefits designed specifically for rural businesses. - [McClarrons commit to future growth with purchase of new office space in Malton ](https://www.mcclarroninsurance.com/news/new-office-space-malton/): A new chapter for McClarrons as we purchase new office space in Malton to cater for our growth and provide a spacious and modern work environment for our Malton Team. - [Congratulations to Becky Ward; 2023’s Roy McClarron Award Winner](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-2023/): At this year’s annual staff briefing, we announced our Roy McClarron Award Winner of 2023, Becky Ward, Client Advisor in our Farm Team! - [Success Story – A Flood Fiasco](https://www.mcclarroninsurance.com/news/success-story-a-flood-fiasco/): We hear from one of our clients who celebrated the outcome of a successful claim which involved their home becoming inhabitable due to a flood. After a tricky experience with their insurer, McClarrons were able to help our client win a significant settlement, as well as additional compensation for their claim. - [Tackling the risk of livestock theft in the UK](https://www.mcclarroninsurance.com/news/livestock-theft/): In 2022, livestock theft cost an estimated £2.7 million, a near 10% increase in livestock rustling compared to 2021. Understanding the depths of this problem, actionable strategies and the role of Livestock insurance can help farmers protect their herds and minimise the financial impact of theft. - [Navigating your Home Insurance renewal: A Guide for Private Clients](https://www.mcclarroninsurance.com/news/home-insurance-renewal/): As your home insurance renewal approaches, it’s important to conduct a thorough review of your home insurance policy to ensure it aligns with your evolving needs and circumstances. In this guide, we walk you through the necessary steps to prepare for your high value household renewal. - [Get to know our new Head Of Commercial, Julian Hale](https://www.mcclarroninsurance.com/news/julian-hale/): Meet McClarrons' New Head of Commercial, Julian Hale! - [5 things to consider when purchasing Home Renovation Insurance](https://www.mcclarroninsurance.com/news/home-renovation-insurance/): Seeking professional advice from an insurance broker who offers guidance in selecting appropriate cover can help ensure your home and contents are adequately covered should the worst happen. For specialist knowledge and advice on Home Renovation Insurance, contact our private client insurance team, McClarrons Affinity, at affinity@mcclarroninsurance.com or on 01653 602634. - [McClarrons expand specialist Care & Social Welfare Team](https://www.mcclarroninsurance.com/news/expand-specialist-care-and-social-welfare-team/): We welcome Lorraine Wheatley to the team, who joins our Care & Social Welfare team as a Client Executive, alongside two new Client Advisors. - [Navigating Over Redemption: the unforeseen cost of promotions](https://www.mcclarroninsurance.com/news/over-redemption-sport-promotion/): Here, we look at the sometimes-untamed beast of Over Redemption when it comes to hosting competitions or activating promotions; we discuss the challenges and the strategies McClarrons Sport can put in place in our insurance broking role to help you run a successful campaign - [Becoming a Commercial Landlord: The Opportunities and Challenges](https://www.mcclarroninsurance.com/news/becoming-a-commercial-landlord/): Embarking on the journey of becoming a commercial landlord opens doors to potential financial gains, but it also comes with a set of challenges that require careful consideration and planning. - [Preparing your farm for winter](https://www.mcclarroninsurance.com/news/preparing-your-farm-for-winter/): Winter's chill is on the horizon, and for farmers, this signals a shift in operations. Preparing your farm for the winter is not just about safeguarding against the unpredictable British weather; it's a strategic move to ensure the continuity and resilience of your agricultural endeavours. - [Jon Rahm’s move to LIV Golf signals a major shift in the golf landscape](https://www.mcclarroninsurance.com/news/jon-rahm-liv-golf/): In a bold and unprecedented move, the latest Masters champion, Jon Rahm, has decided to join the ranks of the LIV Golf Tour, solidifying the organisation's growing influence in the world of golf. This strategic decision not only adds another major champion to LIV's roster but also sparks intriguing conversations about the future trajectory of the sport. - [Merry Christmas & Happy New Year from us!](https://www.mcclarroninsurance.com/news/merry-christmas-2023/): Wishing you a Merry Christmas and a Happy New Year from all of us at McClarrons! See our festive opening hours and guidance on what to do if you need to make a claim. - [Mitigating Risks & Demonstrating Compliance in Social Care Settings](https://www.mcclarroninsurance.com/news/demonstrating-compliance-in-social-care/): We spoke to Samuel Barrington, Chief Executive Officer at Be Outstanding, an award-winning care quality software and consulting company and McClarrons Care Network partner, who has provided us with this guest blog post about strategies that care providers can use to mitigate risks for service users and provide evidence of comprehensive risk assessments. - [Managing trees on or around your property, and your responsibility to do so](https://www.mcclarroninsurance.com/news/managing-trees-on-your-property/): Your responsibility as a landowner involves managing the risk trees present in order to reduce risk of injury to you or someone else, and damage to your business's premises or someone else’s. Though the likelihood of injury to people from falling trees or branches is lower than the likelihood of winning the lottery, understanding the issues around tree safety, and fulfilling your legal obligation is critical. - [Insuring Performance Financial Liabilities in today’s world of Golf ](https://www.mcclarroninsurance.com/news/insuring-performance-financial-liabilities-in-todays-world-of-golf/): Here we are, the year of 2023 with numerous sporting tournaments and opportunities up for grabs. Here, we look at how insurance can help you build your company’s brand or your personal brand as a player. - [Rare Luxury Watches – An Investment Opportunity for the Next Generation](https://www.mcclarroninsurance.com/news/rare-luxury-watches/): We spoke to Berry’s Jewellers, who have provided this guest blog post all about how collecting rare luxury watches is not necessarily just a hobby but can be a strategic investment choice for the next generation. - [Why is caring for and managing your trees so important?](https://www.mcclarroninsurance.com/news/reduce-risk-tree-management/): Trees are a cherished feature of many estates and properties, contributing to the aesthetics, tranquillity, and value of the spaces they occupy. While beautiful, trees present certain risks and managing trees on your property is not just about aesthetics but also about ensuring safety, maintaining property value, and fulfilling legal responsibilities. - [Score Big with EURO 2024: How Risk-Integrated Marketing Insurance can power your promotional strategy](https://www.mcclarroninsurance.com/news/euros-2024-marketing-insurance/): With Risk Integrated Marketing Insurance, you can execute creative promotions to create a buzz and excitement around your products by leveraging the tournament's and players’ progress, without worrying about the financial impact it would have on your business. - [How can you protect your plant and machinery from potential theft with advanced technology?](https://www.mcclarroninsurance.com/news/plant-and-machinery-theft/): Theft of plant and equipment costs the agricultural and construction sectors in excess of £650m per year, with the actual cost potentially much higher when taking into account associated costs such as plant replacement, hire of replacement equipment, loss of business, and increased insurance premiums.  Since the beginning of the Coronavirus pandemic, the number of plant and machinery thefts have skyrocketed, and with over £400 million of machinery and plant stolen each year, has resulted in increased insurance premiums. Reducing this risk, and preventing the interruption and financial impacts these thefts have on businesses, is now an accelerated priority for companies, individuals, dealerships and insurers. - [Management Liability Insurance FAQs](https://www.mcclarroninsurance.com/news/management-liability-insurance-faqs/): What is Management Liability insurance? - [Meet McClarrons’ new starters of 2023](https://www.mcclarroninsurance.com/news/new-starters-2023/): “Achieving the best outcomes for our clients is at the forefront at McClarrons, and the best way we can achieve this is by employing quality people”; here, we introduce you to our new starters of 2023! - [The importance of electrical testing & how it impacts your insurance](https://www.mcclarroninsurance.com/news/importance-of-electrical-testing/): Every year, over 1000 electric shock or burn incidents are reported to the Health & Safety Executive and it remains one of the leading causes of workplace fatality in the UK. Here, we look at the role electrical inspections have to play and their importance when it comes to your insurance. - [Enhancing Your Golf Event with a Hole-in-One Car Sponsorship using Prize Indemnity Insurance ](https://www.mcclarroninsurance.com/news/hole-in-one-car-sponsorship/): Picture the exhilaration on a golfer's face when they tee off and the ball sails straight into the hole for an ace! Now imagine their elation when they win a luxurious car for achieving this remarkable feat. Hole-in-One car sponsorships can add a touch of glamour and prestige to your golf event, making it an unforgettable experience for all participants. You can of course arrange an insured Hole-in-One prize yourself or you may choose to collaborate with a car dealership as a sponsor for your event; not only does this elevate the event and allow the showcasing of vehicles, but it may also provide an incentive for the dealership, bringing in valuable partnerships as well as potential new patrons.  - [McClarrons champion Basics Plus again for this year’s Aviva Broker Community Fund](https://www.mcclarroninsurance.com/news/aviva-broker-community-fund/): This year, we are championing Basics Plus again for the Aviva Broker Community Fund. - [Excite your next campaign responsibly with Prize Indemnity and Contractual Bonus insurance](https://www.mcclarroninsurance.com/news/prize-insurance/): Now we are in the off-season of domestic football, it is the perfect time to try something new, engage with your fan base and excite your next campaign through predictor games and contractual bonuses. Avoid the financial risk associated with these high-value promotions using Prize Indemnity insurance arranged by McClarrons Sport. - [British Farming – its importance, challenges and how you can help](https://www.mcclarroninsurance.com/news/british-farming-awareness/): A recent report shows that 64% of farmers don’t feel valued by the general public meaning the need for support of our farmers is more important than ever. - [A history of the Open and your chance to win!](https://www.mcclarroninsurance.com/news/history-of-the-open/): Started after the death of Allan Robertson to determine who would replace him as the greatest golf player, The Open Championship was formed and first played in 1860 at Prestwick in Scotland; interestingly, it is the only of the four major modern-day golf tournaments to be played outside the United States. We are now entering The Open’s 151st year and delve further into its history, below. - [The common misconception surrounding trustee liability insurance](https://www.mcclarroninsurance.com/news/trustee-liability-insurance/): Among trustees, there is a common misconception about their liability being automatically covered by their home insurance policies. Here, we talk about the potential repercussions of that misconception, how to ensure you are correctly covered, and what things to consider when buying insurance. - [Enter for your chance to win a £200 gift voucher with The Golf Travel People!](https://www.mcclarroninsurance.com/news/golf-holiday-competition/): In celebration of our partner, Nathan Gregson, founder of Siepe Sports Groups, partaking in the Open, we’re giving you the chance to win a £200 golfing holiday voucher with The Golf Travel People – a golf holiday specialist offering tailor-made and bespoke travel across the world. You can follow Nathan’s journey with weekly blog updates found here. - [Travel insurance – the things to consider and look out for before you buy](https://www.mcclarroninsurance.com/news/travel-insurance-to-consider/): With the holiday season upon us, we outline some of the things to consider when it comes to arranging travel insurance. - [Managing fraud risk with Crime Insurance](https://www.mcclarroninsurance.com/news/managing-fraud-crime-insurance/): Fraud is now the most commonly experienced crime in the UK; it is estimated that 8 out of 10 of us will have experienced some form of fraudulent attack*. Here, we discuss what Crime Insurance policies can provide cover for. - [How Trade Credit Insurance can help secure businesses against financial difficulties](https://www.mcclarroninsurance.com/news/trade-credit-insurance-2/): Trade Credit insurance cover helps businesses avoid financial difficulties that are beyond their control. It manages the risks associated with selling goods or services on credit terms, covering businesses against non-payment by their customers. - [We have a new and improved McClarrons Care Network for you](https://www.mcclarroninsurance.com/news/new-improved-mcclarrons-care-network/): We are pleased to announce that we have a new and improved McClarrons Care Network to introduce as we have reviewed and revamped our proposition. The new McClarrons Care Network offers you, our care clients, access to exclusive offerings from sector specialists who provide services and products designed to educate, assist, and improve care providers’ organisations in relation to risk. - [How to review your 6 Evidence Categories for the new CQC Single Assessment Framework](https://www.mcclarroninsurance.com/news/6-evidence-categories-for-new-cqc/): Health and Social Care providers across England are preparing for the new CQC Single Assessment Framework due to launch in 2023. Here are some examples to take into consideration when reviewing the evidence you currently collate, to help you identify any areas for improvement. - [Brabners are pleased to be part of McClarrons Care Network](https://www.mcclarroninsurance.com/news/brabners-mcclarrons-care-network/): As a leading independent law firm, Brabners are pleased to be part of McClarrons Care Network and are offering McClarrons' clients a free 30-minute initial advice call with a lawyer or advisor and much more. - [Brabners, McClarrons Care Network partner, detail the CQC’s single assessment framework](https://www.mcclarroninsurance.com/news/brabners-detail-cqc-assessment/): Here, Brabners, McClarrons Care Network partner, details the CQC’s single assessment framework, what it is, what is different and why the change. - [How to manage your evidence for the new CQC regulatory framework](https://www.mcclarroninsurance.com/news/manage-evidence-for-cqc-framework/): Be Outstanding advise on how to manage your evidence for the new CQC regulatory framework. - [Be Outstanding are delighted to become a McClarrons Care Network partner](https://www.mcclarroninsurance.com/news/be-outstanding-mcclarrons-care-network-partner/): Be Outstanding are delighted to be part of the McClarrons Care Network and are offering McClarrons' clients exclusive rates for their care quality software. - [The CIA Group Ltd are delighted to renew its partnership with McClarrons Care Network](https://www.mcclarroninsurance.com/news/care-improvement-associates-mcclarrons-care-network/): The CIA Group Ltd are delighted to renew their partnership with McClarrons Care Network and are offering McClarrons' clients 15% discount on their mock CQC inspection packages. - [Why farmers should be thinking about hailstorm risk management](https://www.mcclarroninsurance.com/news/hailstorm-risk-management/): After a recent report from the MET Office about England and Wales seeing the wettest March in over 40 years*, we have outlined the importance of hailstorm insurance and collated a series of preventative measures that farmers can take to reduce the impact. - [What rural businesses need to know about contractors’ safety](https://www.mcclarroninsurance.com/news/rural-contractors-safety/): Our partners, Safety Revolution, have provided this guest blog post about why it is important for rural businesses to effectively manage contractors and what information they should be requesting from the contractor before work starts. - [We have some new faces in the McClarrons Commercial Team!](https://www.mcclarroninsurance.com/news/new-commercial-team-members/): The Commercial Team at McClarrons continues to expand following several years of consistent growth. We are pleased to introduce three friendly new faces to the team: David Barber, Gerard Roberts and Lewis Welch. - [Meet Tom Frame, 2022’s Roy McClarron Award winner](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-2022/): Here are some of the words our team had to say about Tom and why he was deserving of 2022’s Roy McClarron Award: “Tom epitomises our values in everything he does and is totally committed to client service delivery and to the support of his colleagues”.  - [McClarrons welcome Soak Insure as an Appointed Representative, specialising in all things marine insurance](https://www.mcclarroninsurance.com/news/soak-insure-becomes-appointed-representative/): We are pleased to announce that we have partnered with Soak Insure. Specialising in all things marine insurance, Soak Insure now takes on a new lease of life as an Appointed Representative of McClarrons. - [How challenges affecting the commercial motor industry may impact your commercial fleet insurance](https://www.mcclarroninsurance.com/news/challenges-affecting-commercial-fleet-insurance/): Over the past few years, the UK’s motor industry has faced numerous challenges. Here, we outline what they are and explain how these circumstances may affect your commercial fleet. - [McClarrons celebrate 35 years in business!](https://www.mcclarroninsurance.com/news/35-years/): At our annual staff briefings, we look ahead to the future of McClarrons and discuss the business’s development and upcoming plans. However, this year, as well as doing that, we are going to be reminiscing, looking back at where McClarrons has come from and what we have achieved as we celebrate our 35th birthday. - [Livestock worrying guidance – for both owners of livestock and pet dogs](https://www.mcclarroninsurance.com/news/livestock-worrying-guidance/): Livestock worrying occurs when dogs, both owned and unowned stray, chase, attack, or harass livestock, causing injury, death, and losses for farmers. In a bid to raise awareness of the severity of the issue of livestock worrying and to help prevent it, we have put together the following guidance for both livestock owners and dog owners, to help keep both sets of animals safe and well. - [Why livestock worrying should be a worry for dog owners](https://www.mcclarroninsurance.com/news/livestock-worrying-dog-owners/): As a responsible dog owner, it is important to take measures to prevent your dog from chasing livestock. We outline the penalties that dog owners face should their dog be caught worrying livestock and provide some pointers on what can be done to prevent that from happening. - [How livestock worrying affects the livelihood and financials of livestock owners](https://www.mcclarroninsurance.com/news/livestock-owners/): As any livestock farmer will know, livestock worrying is a major issue that leads to significant financial losses as well as emotional distress. Here, we outline the drastic financial and mental implications that livestock worrying has and provide some pointers on what farmers can do to prevent it from happening. - [7 anti-theft tips to help keep your vehicle safe](https://www.mcclarroninsurance.com/news/7-vehicle-anti-theft-tips/): Unfortunately, car theft can be a constant worry for some vehicle owners. That is why we have put together 7 anti-theft tips to try to help you reduce the risk of becoming a victim of car theft, and reap any potential benefits that prevention measures could have on your insurance. - [The Benefits and Risks of Solar Panels](https://www.mcclarroninsurance.com/news/solar-panels/): This blog explores the growing adoption of solar photovoltaic (PV) systems in the UK, highlights the associated property and liability risks, and outlines some of the key safety and maintenance measures that can help mitigate potential hazards. - [How Lorega can help when your home or business has come to a halt](https://www.mcclarroninsurance.com/news/lorega/): In our blog ‘Get back on your feet after a disaster with Loss Recovery Insurance’, we briefly mentioned Lorega. Here, we delve into how invaluable Lorega can be when your home or business has suffered a disaster. - [McClarrons Care & Social Welfare client testimonials](https://www.mcclarroninsurance.com/news/care-social-welfare-testimonials/): The testimonials on this page highlight real experiences from our Care & Social Welfare clients who have partnered with us for their insurance and risk management needs. - [Merry Christmas & Happy New Year from us!](https://www.mcclarroninsurance.com/news/merry-christmas-happy-new-year-2022/): Find our opening hours over the Christmas period and what to do in the event of a claim, and take a look at some of our 2022 highlights! - [Preparing your vehicle for a safe, claim-free winter](https://www.mcclarroninsurance.com/news/winter-car/): With winter fast approaching there are a lot of important steps to best prepare your car for the next few months of driving. Here, we outline some essential preparation as well as remind you of some of the basics, in the form of a winter car checklist. - [How a review of your company’s benefits package can help retain and recruit staff](https://www.mcclarroninsurance.com/news/care-benefits-packages/): We spoke to our partners, Moneyweb – a financial advisory firm – and specifically Chris Binns, Business Development Manager and Chartered Financial Planner at Moneyweb, who explains the range of solutions and options for our care and charity sector clients to retain and recruit staff. - [Parametric Insurance – could you benefit from this insurance innovation?](https://www.mcclarroninsurance.com/news/parametric-insurance/): In our blog, ‘Understanding Business Interruption Insurance’, we briefly mentioned Parametric policies. Here, we explain what Parametric Insurance is and tell you more about how this relatively new innovation could benefit you, as it is particularly useful for weather-type risks. - [Work Experience at McClarrons with Molly](https://www.mcclarroninsurance.com/news/work-experience-molly/): McClarrons were pleased to have welcomed Molly Brown to the team in October as she joined us for 3 weeks’ of work experience. Here, Molly tells us about her time at McClarrons and the various roles and tasks she took on within each team. - [Get back on your feet after a disaster with Loss Recovery Insurance](https://www.mcclarroninsurance.com/news/loss-recovery-insurance/): How do you get back on your feet after a disaster? With the help of Loss Recovery Insurance, a house or business can be swiftly back to its former state with the policy providing an expert loss adjuster whose aim it is to assess and manage your claim, independently, and get you a fair settlement, fast. - [How motor claims inflation and rate increases could affect you](https://www.mcclarroninsurance.com/news/motor-claims-inflation/): We are working with our insurer partner, AXA, who have put together a practical guide about motor claims inflation and rate increases which they have shared with us, to help you understand the issues involved and the implications. - [Renovation insurance myths and how JCT contracts can help](https://www.mcclarroninsurance.com/news/renovation-insurance-myths/): Here, we follow up on the topic of renovation insurance, cover some common myths that we still see homeowners trusting, and inform you about the benefits of JCT contracts. - [Jackpot prize insurance – have you tapped into this proven marketing tool?](https://www.mcclarroninsurance.com/news/jackpot-prize-insurance/): With the World Cup 2022 on the horizon, jackpot-insured predictor games are a proven marketing tool that has the potential to drive traffic and consumer engagement for your brand. - [McClarrons Affinity grows specialist high net worth insurance team](https://www.mcclarroninsurance.com/news/mcclarrons-affinity-develops-team/): Building on our family-run foundations, this year has seen Hannah McClarron promoted into an Account Executive role, as well as Christopher Wilson joining the team as an Account Handler. - [Considering a safe for your valuable contents? Here, we outline some things to consider](https://www.mcclarroninsurance.com/news/help-prevent-theft/): A safe may feel excessive but in 2021/22 there were over 250,000 burglaries in England and Wales so, if you have expensive items in your home, it is well worth considering how best to protect them. - [Communicable Disease Insurance: A Guide for Care Providers](https://www.mcclarroninsurance.com/news/communicable-disease-insurance/): Since the start of the pandemic, we have seen both domiciliary care and care home insurance markets limit their exposure in relation to possible Communicable Disease claims. Here, we focus on the hot topic of Communicable Disease Cover. - [McClarrons’ checklist for agricultural vehicle and machinery safety this autumn – supported by MeritAgCheck](https://www.mcclarroninsurance.com/news/agricultural-vehicle-and-machinery-checklist/): To help prevent accidents, downtime, and costly repairs for rural businesses, we have put together a handy checklist for inspecting agricultural vehicles and machinery this autumn. - [McClarrons grow over the summer with 7 new recruits](https://www.mcclarroninsurance.com/news/summer-2022-recruits/): As McClarrons continues to expand, and with our recent expansion into Hull earlier this year, we are pleased to welcome new faces to the team in both our Hull and Malton offices this summer. - [Understanding Business Interruption Insurance](https://www.mcclarroninsurance.com/news/business-interruption-insurance/): Business Interruption Insurance is one of the most complicated areas of insurance. Here, we explain what it is, how it works, the potential pitfalls to avoid when arranging it, and how to approach Business Interruption Insurance for your own business needs. - [McClarrons will be exhibiting at East Yorkshire Business Expo](https://www.mcclarroninsurance.com/news/east-yorkshire-business-expo/): With our expansion into Hull earlier this year, we felt it was only right to make ourselves known and join in with the events and shows that are happening in and around Hull this year – the East Yorkshire Business Expo being one of them. - [How can businesses take advantage of the World Cup to promote their products and services using insurance?](https://www.mcclarroninsurance.com/news/world-cup-risk-integrated-marketing/): With fans’ excitement for the World Cup growing, we discuss how businesses can use insurance to promote their products and services using Risk Integrated Marketing Insurance aligned to the tournament. - [How can businesses, events and pubs protect themselves from the potentially negative impact of the World Cup?](https://www.mcclarroninsurance.com/news/world-cup/): With excitement for the World Cup growing, we discuss some of the things venues, pubs, businesses and event organisers should be thinking about to combat the potentially detrimental impact it could have, whether England performs well or not. - [4 Things to remember when it comes to your home insurance renewal](https://www.mcclarroninsurance.com/news/4-things-to-remember-at-renewal/): Insurance can be complex and demands a lot of detail to make sure you are properly protected. Here, we outline a few of the things you need to think about when it comes to your motor and home insurance renewal. - [Management Liability Insurance – how rural businesses can benefit](https://www.mcclarroninsurance.com/news/rural-management-liability-insurance/): There are a number of misconceptions we come across when it comes to Management Liability; here, we explain the reality and explore some of the additional benefits specialist rural management liability – Rural Protect - can bring to rural and farming businesses. - [McClarrons attend this year’s Summer Agricultural Shows](https://www.mcclarroninsurance.com/news/agricultural-shows-2022/): This year, the McClarrons team will be present at several agricultural shows. Take a look at where we’ll be over the coming months. - [World Milk Day and the world of milk…](https://www.mcclarroninsurance.com/news/the-world-of-milk/): World Milk Day was established by the Food and Agriculture Organisation of the United Nations to recognise the importance of milk as a global food. We take this the opportunity to raise awareness around the plight of dairy farmers and farming more broadly. - [The importance of yacht maintenance when it comes to insurance](https://www.mcclarroninsurance.com/news/importance-of-yacht-maintenance/): With summer arriving, most of you will be starting to launch your pride and joys, ready for a few months of bliss on the water, but have you made the correct preparations before launching your yacht? - [Cyber Threats & Social Care Insurance Guide](https://www.mcclarroninsurance.com/news/cyber-threats-social-care-insurance-guide/): Earlier this year, health and social care providers were warned to check their cyber security and protect themselves after alleged Russian cyber-attacks. With this in mind, we explain and discuss why the care sector is often targeted. - [What happens when a (proper) amateur enters The Open?](https://www.mcclarroninsurance.com/news/road-to-the-open/): So, what happens when a proper amateur manages to enter qualifiers for The Open? Our partner’s – Siepe Sports Group – Founder, Nathan Gregson, has finally managed to meet the criteria for this year’s Open at St Andrews. Here, we follow his preparation and see how he holds up with the help of pro-golfer, Chris Hanson! - [Cyber threats and the benefits of insurance cover](https://www.mcclarroninsurance.com/news/cyber-threats-insurance-cover/): Cyber threats have been prevalent for years now, and with the raised profile of such risks, we take the opportunity to explain some cyber security terminology, show you real-life scenarios, and discuss some of the ways in which businesses can be targeted. - [Common misconceptions surrounding Management Liability Insurance](https://www.mcclarroninsurance.com/news/management-liability-misconceptions/): There are a number of misconceptions we come across when it comes to Management Liability policies; here, we explain the reality and explore some of the additional benefits a Management Liability policy can bring. - [Britain’s Summer of Sport – what are you looking forward to?](https://www.mcclarroninsurance.com/news/britains-summer-of-sport/): This summer, the 2022 sports calendar in the UK features many major events; here we outline some of the things you can expect. - [Contractual Bonus Insurance and the different forms, functions, and outcomes it can bring](https://www.mcclarroninsurance.com/news/contractual-bonus-insurance/): We believe contractual bonus insurance is heavily underutilised; the financial benefits it can bring, marketing opportunity, and fan engagement, are all reasons why sports players, sponsors, and teams should consider using it. - [Subsidence – what is it, what causes it, and how can you protect your property against it?](https://www.mcclarroninsurance.com/news/subsidence/): With changes in the weather imminent, the risk of subsidence increases – here, we discuss what subsidence is, what can cause it and how you can reduce the risk of it impacting your property. - [We’re expanding with a brand-new office in Hull!](https://www.mcclarroninsurance.com/news/new-office-in-hull/): We are delighted to announce that we are opening an office in Hull – here, we delve into the McClarrons family history in Hull, touch on our growth plans and introduce you to our new offices. - [Northumberland CCI2* Challenge](https://www.mcclarroninsurance.com/news/northumberland-cci2-challenge/): Three British Eventing Venues in Northumberland have teamed up to launch an exciting Accumulator Prize Fund for 2022 worth up to £22,000. Generously sponsored by A.W. Jenkinson Forest Products, the Northumberland CCI2* Challenge will run across Belsay International Horse Trials (2nd-5th June 2022), Alnwick Ford International Horse Trials (24th-26th June 2022) and Hambro Sport Horses Burgham International Horse Trials (29th-31st July 2022). - [Employers’ Liability Insurance FAQs](https://www.mcclarroninsurance.com/news/employers-liability-insurance-faqs/): What is Employers’ Liability insurance? What does it cover? Do you need it? McClarrons’ commercial insurance specialists have compiled and answered some frequently asked questions to help you understand Employers’ Liability insurance. - [Investing – what not to do…](https://www.mcclarroninsurance.com/news/investing-what-not-to-do/): Investing can be nerve-wracking and requires extensive research, deep market knowledge and experience. Here, our partners – Arbuthnot Latham – have compiled a list of some common mistakes investors make. - [Roy McClarron Award 2021 winner](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-2021-winner/): We are pleased to announce that the winner of the Roy McClarron Award 2021 is Claims Handler – Michael Seals-Law. - [Safes – the benefits and things to consider when choosing one](https://www.mcclarroninsurance.com/news/safes/): We all know safes can be used to keep our valuable possessions from theft but what are the other benefits, and what should you consider before choosing one? - [The New Normal and the risk it brings](https://www.mcclarroninsurance.com/news/new-normal/): The phrase, “the new normal” has been commonly used throughout the past couple of years. Here, we discuss some new and heightened risk exposures you may wish to consider. - [Water Leak Detection Systems for your home](https://www.mcclarroninsurance.com/news/water-leak-detection-systems/): Escape of water is one of the most common types of claims seen by insurers in terms of domestic property damage, with insurers paying out £1.8 million for this type of claim every day*. Here, we discuss how leak detection tools can help. - [Rising costs in building materials and construction – the impact on your insurance](https://www.mcclarroninsurance.com/news/rising-costs-impact-on-insurance/): Over the past year or so, we have seen a surge in construction costs, as well as building materials themselves. Here, we outline how this could impact your insurances. - [COVID-19 Vaccination for care home workers – 2022 update](https://www.mcclarroninsurance.com/news/covid19-vaccination-workplace-2022/): We spoke to our partners, rradar - a specialist litigation and commercial law firm - who have provided this guest blog post all about vaccinations in the care sector since the latest Government guidance. - [Outstanding practice in recruiting social care staff](https://www.mcclarroninsurance.com/news/recruiting-social-care-staff/): Can values based recruitment help find and retain care and support workers in tough times? In February, Be Outstanding collaborated with Neil Eastwood to talk all things recruitment. - [How amendments to the Personal Protective Equipment at Work Regulations 1992 (PPER) will affect businesses](https://www.mcclarroninsurance.com/news/pper-amendment/): Changes to Personal Protective Equipment (PPE) regulations, that come into force from 6 April 2022, mean employers need to think about how this will affect them and their workforce. - [McClarrons Sport are delighted to facilitate the Yorkshire Wonder Horse bonus](https://www.mcclarroninsurance.com/news/yorkshire-wonder-horse-bonus/): McClarrons Sport specialise in the insurance of sports-related bonuses and it’s great to be able to support a creative performance bonus mechanism covering every racecourse in our home county. - [The World Cup Awaits in The Middle East – can your business benefit?](https://www.mcclarroninsurance.com/news/world-cup-2022-risk-integrated-marketing/): With the World Cup ahead of us, we look at how businesses and marketing agencies can take advantage of the World Cup hype through Risk Integrated Marketing! - [Safety Revolution launch paperless health & safety management system](https://www.mcclarroninsurance.com/news/safety-revolution-launch-paperless-health-safety-management-system/): Leading specialists in health & safety and risk reduction for rural businesses, Safety Revolution, have recently launched their health and safety management system in app form. - [Our Commercial Team welcomes two new faces](https://www.mcclarroninsurance.com/news/two-new-faces-commercial-team/): To start 2022, our Commercial Team has welcomed two new members of staff - Sarah Best as Account Handler, and Katrina Lucas as Lead Handler. - [Garry Davies takes on role of Managing Director](https://www.mcclarroninsurance.com/news/garry-davies-managing-director/): We are delighted to announce that longstanding team member, Garry Davies, takes on the role of Managing Director at McClarrons. - [A hidden gem for marketeers: Risk Integrated Marketing](https://www.mcclarroninsurance.com/news/risk-integrated-marketing/): Entice, excite and harness fans allegiances with insurance… yes, really. - [Reducing plant and equipment theft in the construction and agricultural sectors](https://www.mcclarroninsurance.com/news/reducing-plant-and-equipment-theft/): Theft from construction sites and farms, of plant, equipment, and machinery, continues to have a significant impact on businesses struggling to recover from the recent pandemic. Here, we outline some of the things you can do to prevent such theft. - [How can you protect your property and prevent claims during winter?](https://www.mcclarroninsurance.com/news/protect-your-property-winter/): With the recent destruction caused by Storm Arwen across the UK, and predictions that we are going to see one of the coldest winters in 10 years, we highlight some of the things you can do to protect your property. - [8 New Recruits, as McClarrons dedicated rural insurance team has grown](https://www.mcclarroninsurance.com/news/rural-insurance-team-grows/): Over the last 2 years, McClarrons have expanded our dedicated rural insurance team, welcoming 5 new Account Handlers, 2 Account Executives and Head of Farm; a product of our commitment to serving the farming community, having initially been established over 35 years ago with the aim of better serving local rural businesses. - [Merry Christmas & Happy New Year from McClarrons!](https://www.mcclarroninsurance.com/news/merry-christmas-happy-new-year/): Find our opening hours over the Christmas period and what to do in the event of a claim. We would also like to share with you what we’ve been getting up to throughout 2021! - [RABI’s Big Farming Survey – 3 stats we’d like to offer advice and information on](https://www.mcclarroninsurance.com/news/rabis-big-farming-survey/): We want to share findings from RABI's Big Farming Survey with our farming communities and provide information and advice on a few of the key points that have been raised. - [Health and safety and risk reduction for rural businesses, by Safety Revolution](https://www.mcclarroninsurance.com/news/health-and-safety-and-risk-reduction-for-rural-businesses-by-safety-revolution/): We spoke to our new partners, Safety Revolution, who have provided this guest blog post all about health and safety and risk reduction for rural businesses. - [Our bid for Aviva’s local community funds for Basics Plus](https://www.mcclarroninsurance.com/news/basics-plus/): McClarrons is supporting local charity Basics Plus in this year's Aviva Broker Community Fund. - [Is your property insured correctly?](https://www.mcclarroninsurance.com/news/is-your-property-insured-correctly/): On average, properties are insured for just 68% of what they should be. Here, we discuss the severity of not accurately calculating your sums insured and explain how you can avoid it. Now is the best time to ask yourself "is my property insured correctly"? - [2 key appointments at McClarrons](https://www.mcclarroninsurance.com/news/key-appointments-at-mcclarrons/): Malton-based McClarrons have recently appointed two new members of staff in their leadership team. - [4 things to consider when approaching your care insurance renewal – with the pandemic in mind](https://www.mcclarroninsurance.com/news/care-insurance-renewal-pandemic/): In September 2020, we reported on the impact the pandemic had had on the care insurance marketplace; 12 months on, we felt it would be useful to provide an update on the insurance market and share some advice on best practice, to help you achieve the best insurance options for your organisation at renewal. - [A guide of the Old Course at St. Andrews](https://www.mcclarroninsurance.com/news/a-guide-of-the-old-course-at-st-andrews/): Argued to be the most iconic golf course in the world, St. Andrews’ Hell Bunker and the Swilcan Bridge are recognised across the globe. Here, we share an Old Course guide from an experienced looper. - [McClarrons – a pandemic later](https://www.mcclarroninsurance.com/news/mcclarrons-a-pandemic-later/): On 19th July, the government finally lifted all lockdown restrictions! Since then, the whole McClarrons team finally got together to enjoy their first (in a long time) non-virtual social. Here is what McClarrons have been up to while eagerly awaiting the end of this pandemic. - [McClarrons’ Guide to Horse Insurance](https://www.mcclarroninsurance.com/news/mcclarrons-guide-to-horse-insurance-uk/): Insurance in the UK’s Horse Insurance market is complex, there are multiple equestrian insurance policies, in this blog we have compiled some valuable, need-to-know knowledge, in what we are calling: McClarrons’ Guide to Horse Insurance. - [Jack South bags career-changing £119K bonus](https://www.mcclarroninsurance.com/news/south-career-changing-bonus/): Saturday 10th September 2021 will live long in the memory of Jack South who not only captured the Motocaddy Masters at Leven Links, Fife Scotland, but thanks to a final round of 59, bagged himself a cool £119k worth of bonuses. - [Renovating? Have you thought about Renovation insurance?](https://www.mcclarroninsurance.com/news/renovation-insurance/): The Covid-19 pandemic has seen a rise in all manner of home-improvements, including building works, whether it be extensions, renovation, or re-decoration work. Here, we outline the importance of considering insurance cover when carrying out such work on your property. - [A week sailing the exquisite Dalmatian Coast](https://www.mcclarroninsurance.com/news/a-week-sailing-dalmatian-coast/): Our yacht specialist, Henry Coxe, shares with us his ideal itinerary for a week spent exploring the Croatian Dalmatian Coast. - [Meet our new partners: Safety Revolution – leading specialists in health and safety and risk reduction for rural businesses](https://www.mcclarroninsurance.com/news/meet-safety-revolution/): Find out why we highly recommend using a specialist Health & Safety adviser, such as Safety Revolution, to review risk management and health and safety procedures in your business. - [Thank you to our partners](https://www.mcclarroninsurance.com/news/thank-you-to-our-partners/): We would like to thank our partners, old and new, for their continued support and effort in the projects we have accomplished together over the past 17 months. Sticking to the theme of our recent few blogs, we are looking back on how our partners have flourished during these unprecedented times, and also the new organisations that we’ve partnered with along the way. - [2021 Whiplash reform – what these mean for you and your motor insurance](https://www.mcclarroninsurance.com/news/whiplash-reform/): As part of the Civil Liability Act 2018, the whiplash reform came into effect from 31st May 2021, changing the way low value road traffic accident claims are processed – here, we outline what this means for you. - [The Olympics – better late than never for fans and insurers alike](https://www.mcclarroninsurance.com/news/the-olympics-better-late-than-never/): The Olympics came better late than never for sports fans globally, as well as for insurers operating in the event cancellation market. - [Our Vision and Core Values underpin everything we do](https://www.mcclarroninsurance.com/news/vision-and-core-values/): Our vision and core values are engrained in the blueprint of everything we do, even the Roy McClarron Award and our Selection Day process. Here’s why and how we came up with them. - [How McClarrons has grown during the pandemic](https://www.mcclarroninsurance.com/news/mcclarrons-has-grown-pandemic/): We’re thankful that, at a time like this, our business has continued to develop, and we have still had the need to grow. Find out how we have expanded in every one of our teams over the past 17 months. - [Enter our #McClarronsYorkshireDay competition to win a Yorkshire themed hamper!](https://www.mcclarroninsurance.com/news/mcclarronsyorkshireday-competition/): To celebrate Yorkshire Day this year, we’re giving away a custom-made Yorkshire themed hamper from The Patisserie Malton. - [What is ‘Duty of Disclosure’ and why is it so important?](https://www.mcclarroninsurance.com/news/what-is-duty-of-disclosure-and-why-is-it-so-important/): It can be confusing what information you are required to disclose to insurers and when. In this blog post, we explain what your duty of disclosure is, the different contexts in which it applies, and why it is so important. - [Common misconceptions surrounding Commercial Insurance explained](https://www.mcclarroninsurance.com/news/common-misconceptions-surrounding-commercial-insurance/): In the spirit of Insurance Awareness Day, we share some of the most misunderstood covers, phrases and clauses of the insurance world, and explain what they really mean. - [Common misconceptions surrounding Charity Insurance, explained](https://www.mcclarroninsurance.com/news/misconceptions-charity-insurance/): With Insurance Awareness Day just around the corner, we wanted to highlight some of the key misconceptions surrounding insurance cover that we often hear and experience in the charity and voluntary sector. - [Hosting a Hole In One competition? McClarrons Sport can help](https://www.mcclarroninsurance.com/news/hosting-a-hole-in-one-competition/): If you’re hosting or sponsoring a golf day or event, our friends at McClarrons Sport can help add that extra bit of excitement. - [Yacht insurance – your questions answered](https://www.mcclarroninsurance.com/news/yacht-insurance-questions-answered/): Insurance can be complex and yacht insurance is no exception. Here, we answer five questions we are most frequently asked when it comes to yacht insurance, as we endeavour to give you the peace of mind to travel care-free. - [Escape of Water and how to reduce your risk](https://www.mcclarroninsurance.com/news/escape-of-water-and-how-to-reduce-your-risk/): Insurers pay out approximately £1.8 million a day to homeowners with escape of water claims. Here, we look at how you can reduce your chances of needing to make such a claim. - [With Vehicle theft continuing to rise, what do you need to know?](https://www.mcclarroninsurance.com/news/vehicle-theft-what-you-need-to-know/): Vehicle theft is a hot topic in the insurance industry despite us having been in a national lockdown. This article provides some tips on how to keep your vehicle safe. - [Euro 2020 (+1) – delayed a year, format adapted, fans back, normality restored?](https://www.mcclarroninsurance.com/news/euro-2020-1-delayed-a-year/): This June brings the start of the European Championships (Euros) that were postponed in 2020, but are set to light up Summer 2021. What has changed? Who do we fancy? - [Remembering Sabine Schmitz](https://www.mcclarroninsurance.com/news/remembering-sabine-schmitz/): We take a look back and pay tribute to Sabine Schmitz: former German racing driver, Top Gear presenter and much-loved motorsport figure. - [Insurance for Domiciliary Care & Supported Living Services: 8 areas to consider](https://www.mcclarroninsurance.com/news/8-areas-of-insurance-for-domiciliary-care-supported-living-services/): We are often asked what insurance Domiciliary Care and Supported Living Services require? Here, we address eight specific areas you should consider when arranging insurance for Domiciliary Care providers or care home insurance. Whilst there are other additional insurances that may apply to your organisation, these provide a solid starting point. - [CQC’s Impact on Insurance – what is it and how can you manage it?](https://www.mcclarroninsurance.com/news/cqc-ratings-insurance/): At McClarrons, we deal with all types of general insurance but we have several niche areas, such as social care providers insurance, in which we specialise and are able to offer some real expertise. What makes us significantly different to other care home insurance providers, is the training our Care & Charity Team receive – sector-specific training from “outstanding” CQC rated care providers gives us a real understanding of our clients’ concerns and responsibilities, enabling us to provide tailored solutions. We also spend time educating ourselves on the latest changes in the social care industry so we can stay up to date with the latest regulations and concerns of the sector. - [Exciting year ahead for McClarrons as we continue to grow](https://www.mcclarroninsurance.com/news/exciting-year-ahead-for-mcclarrons-as-we-continue-to-grow/): From the very beginning, when McClarrons was formed in 1988, we have always strived to provide our clients with ‘service without compromise’, which has become our mantra and can be seen inscribed on the windows of our Head Office in Malton. - [Are the times beginning to change for tennis? Looking to the future…](https://www.mcclarroninsurance.com/news/changing-tide-tennis/): We look at the changing tide of professional tennis as the Big Three see a new generation into the game. - [2020protour SIX WIN Bonus Competition with the Golf Travel People](https://www.mcclarroninsurance.com/news/golf-travel-people-comp/): Find out how to enter McClarrons Sport's 2020protour Six Win Bonus Competition with the Golf Travel People! - [COVID-19 Vaccination and the workplace](https://www.mcclarroninsurance.com/news/covid-vaccine-workplace/): The COVID-19 vaccine is a topic of conversation for many people at present, and workplaces are no exception. - [McClarrons’ care partner – OnCare – makes care even more personal](https://www.mcclarroninsurance.com/news/oncare-new-feature/): It’s why we set up the Care Network in the first place, and it’s also why we wanted to share the latest update from our technology partner - OnCare - about how they’re helping to make care even more person-centred. - [The Roy McClarron Award 2020](https://www.mcclarroninsurance.com/news/roy-mcclarron-award-2020/): At the start of 2020, we announced a new initiative to our team – the Roy McClarron Award – which would be presented to the team member who has most prominently displayed our Core Values throughout the year. - [McClarrons Sport return to 2020protour with Six Win Bonus](https://www.mcclarroninsurance.com/news/2020protour-six-win/): Here we are, a year on and preparing for another season on the 2020protour, with another exciting bonus for players to battle it out for. - [8 tips to ensure your smallholding is protected this winter](https://www.mcclarroninsurance.com/news/smallholiding-winter-protection-tips/): Colder weather, naturally, causes challenges, especially for rural businesses. We offer some reminders to help you ensure the protection of your smallholding during the winter months. - [Brexit and farming: What are the next steps for farmers post Brexit?](https://www.mcclarroninsurance.com/news/brexit-and-farming/): We update you on some key factors which farmers should be aware of, post-Brexit. - [Floods expected? 5 tips to help you prepare…](https://www.mcclarroninsurance.com/news/flooding-tips/): With the recent impact we are seeing from Storm Christoph, we offer 5 simple tips of things you can do should floods be expected within your area. - [Rocket Yard & McClarrons Sport launch new partnership](https://www.mcclarroninsurance.com/news/rocket-yard-partnership/): Pioneers in all things marketing & sponsorship management, Rocket Yard Sports have joined forces with specialist sports contingency insurance brokers – McClarrons Sport – to offer a fully formed sponsorship proposition for brands and sportspeople alike. - [Understanding storms in the context of insurance](https://www.mcclarroninsurance.com/news/insurance-weather-storm-claims/): In November 2020, weather was reported as the seventh most common claim made under Household policies; in our latest blog post, we explain some of the misconceptions around storm cover, in particular. - [What the hard market means for you…](https://www.mcclarroninsurance.com/news/insurance-hard-market/): The insurance industry has fallen into a hard market due to a number of factors, from Brexit to the January floods. Here, we explain what that means for you. - [10 Pointers to help protect your rental property during winter](https://www.mcclarroninsurance.com/news/protecting-your-rental-property-winter/): Are you a landlord and renting your property out? Follow our guide to help protect your property during the testing winter months and remind your tenants on what they can do to help. - [McClarrons’ Care & Social Welfare Team continues growth](https://www.mcclarroninsurance.com/news/care-team-grows/): We welcome Fabia Tate and Andrea Thompson to our growing Care & Social Welfare Team. - [Building a Contractual Bonus: 2020protour](https://www.mcclarroninsurance.com/news/contractual-bonus/): We talk a lot about Contractual Bonuses, but how do they actually work? - [The McClarrons Team welcome two new faces](https://www.mcclarroninsurance.com/news/new-team-members/): We welcome Craig Hyde to our Commercial Team, and Jane Atkinson to our Farm Team. - [Focus on your employees’ wellbeing on World Mental Health Day](https://www.mcclarroninsurance.com/news/employee-wellbeing/): In light of World Mental Health Day, we offer some tips to help managers and business owners ensure their employees feel happy and safe in their working environment during the pandemic. - [Will we see a £20k winner?!](https://www.mcclarroninsurance.com/news/mcclarrons-golf-pro-tour/): With the last 2 games of the 2020 Pro Tour upon us, the Race to 100 Birdies is well and truly on… - [McClarrons celebrate 32 years in business, whilst raising £631 for charity!](https://www.mcclarroninsurance.com/news/mcclarrons-fundraising/): The McClarrons Team celebrate 32 years in business, whilst raising money for the Encephalitis Society throughout lockdown. - [McClarrons Sport are giving you the chance to win £250 worth of Puma kit!](https://www.mcclarroninsurance.com/news/mcclarrons-sport-competition/): As we celebrate the return of sport, find out how you can enter our giveaway! - [Compulsory microchipping of horses by October 2020](https://www.mcclarroninsurance.com/news/equine-microchipping/): The deadline for mandatory microchipping of horses is looming. Horse owners must ensure they have their horses microchipped by 1st October 2020, as the government look to improve horse welfare. - [Why is Management Liability so important for your business?](https://www.mcclarroninsurance.com/news/management-liability/): Management Liability Policies (MLP) are essential for businesses, and have been even more so through the Coronavirus Pandemic. We interview one of our Commercial Account Executive’s, Stephen Marriott-Smalley, who discusses why it is so important. - [Hole in One Insurance Golf – engage players and generate some excitement!](https://www.mcclarroninsurance.com/news/hole-in-one/): The final touch for your golf day, adding some wow factor! - [Rural crime reaches 8 year high in the midst of the Coronavirus Pandemic](https://www.mcclarroninsurance.com/news/rural-crime-update/): With an already increased pressure on people’s livelihoods during the Coronavirus Pandemic, there has also been an increase in rural crime within the UK. - [Staying safe whilst taking your horse on the road](https://www.mcclarroninsurance.com/news/equine-road-safety/): Horses are unpredictable, especially in new environments. It is important that riders, and drivers alike, act responsibly on the road. - [7 tips to help high net worth individuals stay safe on social media](https://www.mcclarroninsurance.com/news/social-media/): Purchasing a new car, up to date technology or a piece of fine art is exciting. But we could be sharing our expensive buys with thieves too. - [Understanding Cyber Incidents and Cover](https://www.mcclarroninsurance.com/news/cyber-insurance/): Last year, the Federation of Small Businesses reported that one in five small firms experienced a cyber-attack against their business, and one in three small firms reported not having security software installed, making them highly vulnerable to attacks. Find out what the value of cyber insurance is and why it's so important for small businesses. - [Coping with your wellbeing through the Coronavirus pandemic](https://www.mcclarroninsurance.com/news/farm-wellbeing/): Mental health in the farming sector is an increasing concern, especially during the Coronavirus pandemic, as there has been extra pressure on farmers to ensure the nation is supplied with key ingredients. - [Racing must welcome a new monarch to the table, the Bonus King](https://www.mcclarroninsurance.com/news/horse-racing-bonuses/): Insurance-backed bonuses are the answer to horse racing’s prize money cuts, resulting from the COVID-19 pandemic. Substituting the prize money shortfall and secondly, offering commercial opportunities through new marketing inventory, it’s a win-win opportunity for the horse racing industry, and one that offers immediate results and long-term opportunities. - [The benefits of using an insurance broker](https://www.mcclarroninsurance.com/news/broker-benefits/): The 28th June marks Insurance Awareness Day; in light of this, here, we highlight the key benefits of organising your insurances through a broker. - [Protect your balance sheet from potential bad debts – Trade Credit Insurance](https://www.mcclarroninsurance.com/news/trade-credit-insurance/): Trade Credit insurance – what is it, what are its benefits and how can it assist your business? - [What you need to do if you have Unoccupied Property after 26th June](https://www.mcclarroninsurance.com/news/what-you-need-to-do-if-you-have-unoccupied-property-after-26th-june/): Following the recent government announcement regarding some relaxation of the lockdown restrictions, we wanted to let you know what this means if you have an AXA Farm Combined insurance policy with us. - [8 Cyber Insurance myths debunked](https://www.mcclarroninsurance.com/news/cyber-insurance-myths/): With many employees now having to work from home, Cyber Insurance is becoming increasingly important. In these unprecedented and difficult times, we remind you of the benefits and importance of Cyber Insurance, as well as some cyber insurance myths. - [Community & Care Farms – guidance for managing risk](https://www.mcclarroninsurance.com/news/care-farms-managing-risk/): We are often asked what can be done to help prevent claims at Community and Care Farms. Here, we address four specific areas of risk to consider. - [Care Quality Commission’s Emergency Support Framework ESF & Care Beyond Covid-19](https://www.mcclarroninsurance.com/news/cqcs-emergency-support-framework/): In this article, Jeff Swales, one of the Senior Solicitor’s from leading law firm rradar and health and safety specialist, considers the CQC’s Emergency Support Framework (ESF) and the challenges faced by the healthcare service and the wider local care sector beyond the COVID-19 crisis. - [Have you heard about the McClarrons Care Network?](https://www.mcclarroninsurance.com/news/mcclarrons-care-network-offering/): McClarrons have created the McClarrons Care Network to offer more than just insurance for our clients. - [16 Questions with Alistair Brownlee](https://www.mcclarroninsurance.com/news/16-questions-alistair-brownlee/): With Covid-19 impacting sports on every level, we interviewed Alistair Brownlee on the impact it’s had on his training and what he’s looking forward to beyond the pandemic, as well as getting Alistair’s insight on some much more light-hearted and interesting topics! - [McClarrons welcome two new faces to Commercial Team](https://www.mcclarroninsurance.com/news/commercial-team-members/): Despite the challenges working from home can bring, McClarrons welcome two new members to the team. - [McClarrons welcome new Head of Farm](https://www.mcclarroninsurance.com/news/new-head-of-farm/): Despite the challenging times we as a nation are currently facing, McClarrons continue to invest in their rural team, recruiting a new Head of Farm – Grant Hartley. - [How to protect your farm against crime during the Coronavirus pandemic](https://www.mcclarroninsurance.com/news/coronavirus-rural-crime/): The Coronavirus pandemic is causing disruption to many businesses, including to those working in agriculture. - [The impact of Covid-19 in the sporting and insurance worlds](https://www.mcclarroninsurance.com/news/impact-coronavirus/): A prime example, Wimbledon was set to run from June 29th to July 12th but has been cancelled due to the Covid-19 pandemic; the first time it has been cancelled since World War 2. There are reports that Wimbledon have taken out insurance cover for the last 17 years costing $2m each year ($34m in total), and are now set to receive a $141m payout thanks to their insurance policy providing cover for the impact of Covid-19. - [Travel Insurance – Are you worried about your upcoming holiday plans?](https://www.mcclarroninsurance.com/news/travel-insurance/): As everyone feels the impact of Coronavirus, we offer some general advice if you have a holiday booked this year and think you may need to make a claim on your travel insurance. - [Shaping your insurance programme at this difficult time – and the pitfalls to avoid](https://www.mcclarroninsurance.com/news/shaping-your-insurance/): As Coronavirus challenges individuals and businesses, we look at the potential changes you may want to make to your insurance portfolio and the potential pitfalls to avoid when doing so. - [What support is available for businesses in response to COVID-19?](https://www.mcclarroninsurance.com/news/businesses-support-coronavirus/): There has been a lot of confusion in the media around what support is likely to be available for businesses suffering due to the Coronavirus pandemic. In particular, the insurance industry is seeing some backlash with regard to Business Interruption. - [Fraud: The most under-estimated risk?](https://www.mcclarroninsurance.com/news/fraud-cover/): There is one form of crime which is affecting more of us in the UK than ever before: Fraud. And it is scary to think that most small and mid-sized businesses have no insurance protection in place! - [Working from home? Here’s our tips…](https://www.mcclarroninsurance.com/news/working-from-home/): Many of us will now be working from home due to the Coronavirus Pandemic. To some, this is the norm, but for many, this is out of the ordinary. Here, we offer some tips to help you work effectively! - [What’s our role as a broker?](https://www.mcclarroninsurance.com/news/broker-role/): Forming the critical link between client and insurer, an broker supports every aspect in the journey of a risk as it flows from inception through to a potential claim. The importance cannot be underestimated yet the role is widely misunderstood. - [Scott’s Cheltenham Festival Musings…](https://www.mcclarroninsurance.com/news/scott-cheltenham-festival/): Cheltenham festival is the possibly the biggest racing meet in the jump calendar year and the first day is upon us. I’ve hit the form books and come up with a few of my picks for the first day. The roar is nearly upon us so let’s get stuck in! - [Claims Made vs Claims Occurring – do you know how you are covered & why it’s important?](https://www.mcclarroninsurance.com/news/claims-made-vs-claims-occuring/): Whether a claim is valid and accepted depends on numerous factors, including the period of time your policy covers you for. Insurance policies are generally renewed annually so you might expect the period of time it covers to be 12 months but this is not always the case. - [Will your business insurance respond to Coronavirus?](https://www.mcclarroninsurance.com/news/business-insurance-corona-virus/): The consequences for insurance arise primarily under business insurance policies, and, more specifically, under the business interruption element of cover. Whilst in Crawford’s white paper (The Insurance Impacts of 2019 Novel Coronavirus, 2020), they suggest that “successful claims under business interruption coverage for infection are not common”, there are some exceptions. - [Kane’s hamstring? Rashford’s back? Empty racecourses are the real Euro 2020 concern this summer](https://www.mcclarroninsurance.com/news/euro-2020-concern-racing/): According to a recent study at the University of Liverpool, big football matches can impact quite dramatically on attendance at the racing. And it doesn’t come much bigger than a tournament knockout match on a warm summer’s day. - [Money’s in the Banksy](https://www.mcclarroninsurance.com/news/banksy-urban-street-art/): 2017 saw a seismic change in the UK’s artistic tastes, from traditional art towards Urban and Street art, particularly in Banksy’s artwork, which varies in price significantly. - [Season Ticket sales – A new approach!](https://www.mcclarroninsurance.com/news/season-ticket-campaigns/): At this time of year, as the sales and marketing functions within clubs shift focus to the up-coming season, one point high on the agenda is always season ticket sales. - [Time to take on a New Opportunity?](https://www.mcclarroninsurance.com/news/job-vacancy/): We're on the look out for an Accident, Health, Sports & Contingency Account Executive to drive our new business and carve themselves out a unique position in the insurance market. - [2020protour ‘Race to 100 Birdies’!](https://www.mcclarroninsurance.com/news/race-100-birdies/): This year, we're supporting 2020protour with this, with the ‘Race to 100 birdies’; essentially, if any players achieve 100 birdies or better, they can win a season-changing £20,000. - [Understanding Underinsurance – Learning from the Australian Bushfires](https://www.mcclarroninsurance.com/news/underinsurance/): The recent Bushfires in Australia have brought Underinsurance into global news, as homeowners and businesses Down Under are realising the devastating consequences of not adequately insuring their properties. - [The Future of Farming: Through Brexit and Beyond…](https://www.mcclarroninsurance.com/news/the-future-of-farming-through-brexit-and-beyond/): We are holding a series of agricultural seminars in North & East Yorkshire for farmers and rural businesses. These complimentary seminars are designed to provide useful advice regarding the future of farming: through and post-Brexit and to provide guidance on how you can protect yourself through specialist insurance, in particular, with our Rural Protect policy. - [We welcome a new Farm Account Executive to our Malton team](https://www.mcclarroninsurance.com/news/new-farm-account-executive/): With the business expanding, we have made the decision to welcome a new Farm & Equine Account Executive – Andy Rhodes. Andy joins the McClarrons team from national insurance broker, Jelf, where he held the position of Farm Account Executive & Associate Director. In this role, Andy worked with a vast array of farm and equine businesses, as well as helping to develop agricultural-based products. - [Why, even as a small business, you should consider terrorism cover](https://www.mcclarroninsurance.com/news/terrorism-cover/): Terrorists are continually developing their tactics, with one goal in mind – causing terror to disrupt and devastate businesses and the economy. You may think terrorism is unlikely to impact your business but according to the Federation of Small Businesses (FSB), “Smaller businesses are most vulnerable as they lack resources of larger organisations to plan for, protect and recover from the consequences of attacks.”* - [McClarrons support this year’s Point-to-Points!](https://www.mcclarroninsurance.com/news/point-to-points/): Find out which Point-to-Points we are supporting this season in our latest blog post. - [Your responsibilities as an employer, and how you can protect yourself](https://www.mcclarroninsurance.com/news/rural-business-employer-responsibilities/): HMRC are becoming increasingly vigilant about the businesses they are investigating and have intensified their investigations into rural and equestrian businesses in particular. Here, McClarrons insurance brokers look at what you need to consider. - [Success can be Costly – Contractual Bonus](https://www.mcclarroninsurance.com/news/success-costly/): Whilst winning a tournament brings kudos, silverware and prize money, it can lead to serious financial implications if contractual bonuses aren't insured and/or managed effectively. - [Merry Christmas and a Happy New Year from everyone at McClarrons!](https://www.mcclarroninsurance.com/news/christmas-opening-hours-2/): Find our opening hours over the festive period and take a look at what we have been getting up to throughout 2019! - [Keyless Car Theft and how to avoid it](https://www.mcclarroninsurance.com/news/keyless-car-theft-and-how-to-avoid-it/): The rise of keyless car systems on new cars is leaving them increasingly at risk of being stolen quickly and easily - [How to protect your rental property throughout the winter months](https://www.mcclarroninsurance.com/news/property-owners/): Follow our guide to help ensure your rental property is protected during the winter months. Here, we provide guidance on external and internal checks, which can help protect against claims or even a resulting loss of profit. - [Raising awareness of Road Safety Week – how to stay safe on our rural roads](https://www.mcclarroninsurance.com/news/road-safety-week/): To raise awareness of Road Safety Week (18th – 24th November), we have highlighted the dangers of driving on rural roads and how you can look to help prevent accidents. - [Employee Health & Wellbeing – it’s more than yoga and fruit on a Friday](https://www.mcclarroninsurance.com/news/health-and-wellbeing/): Some businesses seem to be hooked on the latest gimmicks and trends – how about morning yoga, meditation, mindfulness or ‘gratitude’ sessions? Others are offering free fruit, bean bags in breakout areas, gym memberships and office allotments to improve the office “vibe”. But let’s get real for a minute. - [Lloyds of London – the home of quirky and unusual insurance](https://www.mcclarroninsurance.com/news/quirky-insurance-risks/): So, if you’re needing to insure some taste buds or require some other equally quirky or unusual insurance cover, whether it be sports, business or personal, speak to our team today. We will find the right cover to suit your needs. #InsureResponsibly - [Half-Time Entertainment: how to improve the match day experience for your fans](https://www.mcclarroninsurance.com/news/half-time-entertainment/): McClarrons Sport are specialists in the mitigation of financial risk created by performance-based marketing campaigns such as Half-Time Entertainment events. - [Staying safe during the excitement of Bonfire Night](https://www.mcclarroninsurance.com/news/bonfire-night-safety/): Bonfire night is a national event which can be great fun for all the family. However, it does often cause some high-risk environments and precautions should be taken by event organisers, attendees and local residents to make sure the event runs smoothly, and everyone stays safe. - [How Ofgem’s RHI Scheme is providing significant new income streams for customers](https://www.mcclarroninsurance.com/news/biomass-renewable-heat/): The Renewable Heat Incentive or the Ofgem RHI scheme for short gives financial support to organisations who use certain renewable technologies to heat their homes. The payments are designed to incentivise adoption by creating additional income streams and profits.  Government-funded & guaranteed it aims to cut carbon emissions and help the UK meet renewable energy targets. The government has set aside around a further £23 billion to drive the scheme. - [Let’s talk about Contractual Bonuses for the upcoming golf season…](https://www.mcclarroninsurance.com/news/golf-contractual-bonus/): Performance based contractual bonuses are a key element of manufacturer, brand and sponsorship obligations in sport; no more so than in the professional golf ranks. - [We welcome Nick Pay as our Head of Commercial](https://www.mcclarroninsurance.com/news/head-of-commercial/): We have been operating for over 30 years, initially established as a specialist rural insurance broker. Over the years, the company has developed substantially, and we now operate in a number of sectors, including; commercial, care & social welfare, farm, equine, property owners and private clients. - [What have we learnt from the recent floods?](https://www.mcclarroninsurance.com/news/learnt-recent-floods/): The true test of insurance is what happens when it comes to making a claim. The recent floods have highlighted to us, once again, the value of using an insurance broker to arrange your home and contents insurance. We explain the covers, their importance, and their benefits to you, allowing you to make an informed decision about the cover you want to take out. This helps to avoid any unexpected and unwanted surprises in the event of a claim. - [How to advertise your care home: The BedFinder way](https://www.mcclarroninsurance.com/news/care-home-bed-availability/): CarehomeBedFinder is a user-friendly website for people looking to find the best care, nursing or respite home that suits their individual care needs, be it for themselves or their loved ones. - [How Virtual Reality is helping those suffering with a range of conditions](https://www.mcclarroninsurance.com/news/virtual-reality/): Viarama is the world’s first virtual reality social enterprise. It uses the innovative power of VR to help schoolchildren, senior citizens, and 18 to 24 year olds, training and employing the latter group to take the best VR available into schools, nursing homes, hospices, respite centres, and hospitals. In addition to this, Viarama creates cutting edge VR experiences and content for government, third sector, and industry. All of Viarama’s projects have a strong focus on using the medium as a force for good. - [Meet Joe & James, who have recently joined our Commercial Team](https://www.mcclarroninsurance.com/news/commercial-team-new-starters/): Rebecca Ward, McClarrons’ Commercial Team Leader, commented: “I am pleased to welcome both recruits to the Commercial Team. Both James and Joe have settled into their roles and are passionate about their work; I look forward to working with them and seeing how we can develop and expand our services further with their help.” - [Improving the care environment for people with dementia](https://www.mcclarroninsurance.com/news/care-network-find/): For a person living with dementia, keeping active and remaining independent in the things they enjoy is extremely important for emotional and physical wellbeing. - [McClarrons – caring for our clients to support you with a happy future](https://www.mcclarroninsurance.com/news/happy-futures-training/): The McClarrons Care & Social Welfare team recently took part in Autism & Safeguarding training with Happy Futures, to help us better understand what our clients deal with on a day to day basis. - [Have you considered Management Liability for your business?](https://www.mcclarroninsurance.com/news/management-liability-insurance/): Small and medium businesses make up 99.9% of all private sector businesses in the UK. They drive economic growth, open new markets and provide jobs to millions across the country. - [Enter for your chance to play in the PGA EuroPro Pro-Am with a friend!](https://www.mcclarroninsurance.com/news/win-pga-proam/): With the Open Championship underway, we’re thinking all things golf and welcome you to enter our competition to win 2 places, for you and a friend, to play in the PGA EuroPro Pro-Am with McClarrons Sport and a professional. The winner will also receive a number of Seed Golf Balls on the day! - [Refreshing opportunities for the horse racing industry](https://www.mcclarroninsurance.com/news/opportunities-horse-racing/): The knock-on effect on the betting industry, and in particular on racing, could mean less money into the horse racing industry overall. This would have repercussions across the horse racing world, with prize money seriously impacted. With less prize money available, there is a danger that we will see less horses in training and therefore, competing. Inevitably, this would lead to less money being brought into the industry and so on and so forth. - [Health & Wellbeing support for the workplace – why it is important for you and your employees](https://www.mcclarroninsurance.com/news/health-wellbeing-support/): Health and Wellbeing is rising on the agenda of forward-thinking employers. 45% of organisations have a defined wellbeing strategy in place and 70% of those without a plan are wanting to introduce something within the next few years. - [Win tickets to Driffield Show with McClarrons!](https://www.mcclarroninsurance.com/news/driffield-show-competition/): McClarrons are once again supporting Driffield Show on Wednesday 17th July. We have specialised in commercial, rural and equine insurance for over 30 years, offering insurance advice and cover that gives our clients peace of mind around their protection. - [Welcome to the McClarrons Care Network](https://www.mcclarroninsurance.com/news/care-network/): We are very excited to be able to launch and introduce you to the McClarrons Care Network. - [McClarrons attend this season’s Summer Agricultural Shows](https://www.mcclarroninsurance.com/news/agricultural-shows/): The McClarrons Team are looking forward to attending many of this year’s Agricultural Shows. Here is where you’ll find us over the coming months. - [Remembering Niki Lauda](https://www.mcclarroninsurance.com/news/remembering-niki-lauda/): Niki Lauda, three-times Formula 1 world champion and an icon of the sport, died at the age of 70 last week as tributes rang out at historic Monaco. - [McClarrons Sport Par 3 Challenge – a different kind of golf day](https://www.mcclarroninsurance.com/news/par-3-challenge/): Golf is always seeking new, innovative and inclusive formats to drive participation for both new and existing players. The McClarrons Sport Par 3 Challenge is a fantastic concept proven to create a real buzz and excitement, as well as offering players the chance to win prizes like the pros! - [McClarrons support the British Dressage Northern Region Show](https://www.mcclarroninsurance.com/news/support-british-dressage/): McClarrons are delighted to sponsor the British Dressage Northern Show this year, held on Saturday 22nd June to Sunday 23rd June at the Port Royal Equestrian and Exhibition Centre. - [How Hillside saved the British Masters](https://www.mcclarroninsurance.com/news/how-hillside-saved-british-masters/): Seemingly written off countless times in its history, the British Masters soldiered on with the help of Hillside and the generosity of local Southport boy, Tommy Fleetwood. - [HSE Investigation Fees: how can you protect yourself?](https://www.mcclarroninsurance.com/news/hse-fee-protection/): With HSE investigation fees having increased at the beginning of April, and the agricultural industry being one of the most at risk when it comes to injuries and fatalities suffered at work in the UK, it is important you address your on-farm risk management, and are aware of the protection available to you. - [Win £999 in the McClarrons Sport #Fine9 EuroPro Tour competition](https://www.mcclarroninsurance.com/news/mcclarrons-sport-fine9/): We are delighted to announce an innovative bonus incentive for the 2019 EuroPro Tour. The McClarrons Sport #Fine9 bonus offers EuroPro Tour players the chance to win a cool £99,000 by scoring nine consecutive birdies or better during a round played on the 2019 EuroPro Tour. - [Isn’t it time that you started looking forward to your CQC inspection?](https://www.mcclarroninsurance.com/news/cqc-inspection-approach/): A positive attitude in the care sector (or any sector), is a choice. It’s important we understand that the audit, inspection and improvement process is a positive and continuous cycle. Just 1% of adult social care services are rated outstanding by the CQC, and YOU could be one of them! That’s a fantastic prospect, right? - [Our Rural Team is growing…](https://www.mcclarroninsurance.com/news/rural-team-grows/): We have specialised in the farm and equine sectors for over 30 years, and are continuing to invest in and develop our Rural Team. We welcome Thom Jones as an Account Executive based in our Richmond office and Jessica Dixon as an Account Handler at our head office in Malton. - [Win tickets to Bedale Point to Point with McClarrons!](https://www.mcclarroninsurance.com/news/bedale-competition/): McClarrons are once again supporting the Bedale Point to Point by sponsoring the big screen. We have specialised in equine and rural insurance for over 30 years and are dedicated to continuing our support of the sector through our involvement in a range of equestrian and rural events across the region. - [Farm Safety: highlight it, prioritise it, address it](https://www.mcclarroninsurance.com/news/farm-safety/): The Health & Safety Executive are carrying out a programme of targeted inspections on farms this spring; alongside this, the Farm Safety Partnership launched the #DriveSafetyForward campaign at the beginning of January, which is focusing on different aspects of farm safety throughout the year. Winter looked at farm machinery, spring focuses on cattle, whilst summer addresses children and autumn on working at height. - [Brexit and travelling in the EU: what you need to know](https://www.mcclarroninsurance.com/news/brexit-personal-insurance/): Post update on 14th August 2021: - [8 mistakes to avoid when arranging your horse insurance](https://www.mcclarroninsurance.com/news/mistakes-to-avoid-equine-insurance/): Reviewing your insurance policy may not be the most exciting job on your to do list but it’s a worthwhile one. Failure to spot any out of date information or oversights within your policy could jeopardise your cover when it comes to making a claim, or worse, invalidate it completely. Here, we highlight 8 common mistakes that can arise, to help you ensure you’re properly protected. - [Merry Christmas from everyone at McClarrons!](https://www.mcclarroninsurance.com/news/merry-christmas-from-mcclarrons/): We would like to take this opportunity to wish you a very Merry Christmas and a Happy New Year! We also share our opening hours for the Christmas break, let you know how you can contact us should you need to, and take a look back at our 2018. - [Thatcham Research – who are they, what do they do, and why does it affect you?](https://www.mcclarroninsurance.com/news/thatcham-car-security/): Thatcham Research are probably best known for testing vehicle safety, and for those famous images of crash test dummies being thrown about in various car crash scenarios. - [Winter is coming… 8 Tips to Protecting your property throughout the winter months](https://www.mcclarroninsurance.com/news/winter-property-protection/): Protecting your property throughout the winter months can be a challenge, especially if it isn’t well-insulated. However, optimising your property to withstand even the harshest weather can often be a case of taking quick and simple measures and could save you time, money and reduce stress should your property suffer damage caused by bad weather. - [What is ‘Cybercrime’ and why should you consider Cyber Insurance for your business?](https://www.mcclarroninsurance.com/news/business-cyber-insurance/): Government figures released in April 2023 show that four in ten businesses and two in ten charities suffered a cyber breach or attack in the previous 12 months*. - [McClarrons & Herriot Hospice Homecare need your help with fundraising efforts](https://www.mcclarroninsurance.com/news/herriot-hospice-homecare-fundraising/): This year, McClarrons is supporting Herriot Hospice Homecare with their submission, in order to try and help them raise funds for their Respite Sitting Service. As a North Yorkshire based charity with reach across much of the county, as well as near our Richmond Office, we are aware of the hard work and unwavering support they offer our community. - [Plastic granulate could lead to prosecution & ill health for those in the equine sector](https://www.mcclarroninsurance.com/news/plastic-granulate-equine/): The use of plastic granulate can now be found in many equestrian arenas, horse menagés and tracks. It’s usually offered at a much cheaper rate than clean plastic granules, but all is not what it seems. - [Antony Gormley OBE joins 50 contemporary artists including Robert Del Naja, Vhils and Ralph Steadman in secret ‘Pavement Lickers’ sale](https://www.mcclarroninsurance.com/news/pavement-lickers-sale/): Helium London art dealer Jennifer McCormick and the influential underground art publication Pavement Licker (“King of zines” – i-D magazine) have partnered to create an exhibition during Frieze week. - [McClarrons Affinity host Supercar Saturday event in aid of Help for Heroes](https://www.mcclarroninsurance.com/news/mcclarrons-affinity-supercar-saturday/): On the 1st September, McClarrons Affinity welcomed over 200 people to our first ever invitation-only Supercar Saturday event at The Old Lodge in Malton. The event had over 60 cars on display from companies including Specialist Cars of Malton, McLaren, Tesla, TWISTED, Alpine and BMW. - [Join us to celebrate the first anniversary of our Richmond Office!](https://www.mcclarroninsurance.com/news/richmond-open-day/): We are holding an open day at our Richmond insurance brokers office on the 26th September to give local businesses and residents the chance to meet the team and learn more about what we do, having been in the town just over a year now. - [Meet our latest Care partner who are making care delivery easier with software](https://www.mcclarroninsurance.com/news/learn-about-oncare/): At McClarrons, in addition to helping our care clients manage risk through insurance, we’re always on the look-out for other ways to help make our customers’ lives easier. That’s why we’ve partnered with OnCare - a company who make care management software for domiciliary care providers that helps with everything from scheduling through to reporting and invoicing, to try and make care delivery easier across the board. - [Farming turns to traditional tactics to defy another surge in rural crime](https://www.mcclarroninsurance.com/news/rural-crime/): With yet another rise in rural crime costs, farmers are turning to traditional methods to defy organised criminal gangs who target farming vehicles and equipment. - [What is Cybercrime and how can insurance help your care organisation?](https://www.mcclarroninsurance.com/news/cyber-insurance-care/): The term ‘cyber’ is seen a lot in business and the media but it’s probably one of the most misunderstood topics. - [Meet Tom & Louise, who join our Commercial Team](https://www.mcclarroninsurance.com/news/new-team-commercial/): Our service at McClarrons is always in high demand, which is why we continue to expand to ensure we’re still delivering the service we’ve become known for, to a high standard. - [Latest ruling on back pay offers care providers some salvation; what’s next?](https://www.mcclarroninsurance.com/news/care-providers-back-pay/): The court of appeal ruled that care providers do not have to back pay staff the National Minimum Wage (NMW) for sleep-in shifts, overturning a previous ruling, as well as a significant body of case law. The decision has been made that the NMW only applies when staff are working, not when they are asleep and classed only as ‘available to work’. - [Our top 3 reasons for using a broker](https://www.mcclarroninsurance.com/news/reasons-use-broker/): Unless you work in insurance, the benefits of using a broker over going to insurers direct or using a comparison site aren’t necessarily clear. Here, we explore some of the differences between these options and invite you to contact us if you have any questions. - [What MOT changes have taken place this year, and how could they affect your commercial fleet?](https://www.mcclarroninsurance.com/news/mot-commercial-fleet/): Implemented on May 20th, changes have been made to the way MOTs are carried out – impacting commercial businesses with fleet vehicles across the country. - [The 2018 Redline247 European Supercar Tour is here…will you be?](https://www.mcclarroninsurance.com/news/redline247-2018-tour/): Last year, McClarrons Affinity partner, Redline247, took us along on their annual European Supercar Tour which glided through breath-taking Scandinavia. This year, Redline247 look ahead to another year of the tour, with new locations, breath taking routes, and magnificent hotels and cuisine. - [Heat Stress – Is the heatwave affecting your livestock?](https://www.mcclarroninsurance.com/news/heatwave-livestock/): Average temperatures across the UK are on the rise, prompting a warning for farmers to monitor the temperatures of their sheds more closely, paying particular attention to dairy sheds and broilers to help avoid Heat Stress in animals. - [How does the cloud fit into farming? Farming Smarter](https://www.mcclarroninsurance.com/news/cloud-farming/): Farming is being elevated from its grassroots up to the cloud to ensure enough food for a growing population. - [Rural team expands with promotion and new hires](https://www.mcclarroninsurance.com/news/rural-team-restructure/): We’re continuing our journey to provide an even better service with a recent restructure that’s allowing us to develop our rural insurance offering. - [Why do nurses choose to work with older people?](https://www.mcclarroninsurance.com/news/nurses-older-people/): Opportunity, meaningful relationships and variety – these are just some of the motivations behind working with older people according to a recent survey. - [Professional Indemnity Run-Off Cover for Farm Secretaries – what is it?](https://www.mcclarroninsurance.com/news/run-off-cover/): We all make mistakes every now and again but as a Farm Secretary, one mistake has the potential to cause you some serious issues. - [GDPR in the Care sector – what you need to know](https://www.mcclarroninsurance.com/news/gdpr-care-sector/): On 25th May, the rules around how organisations keep and use data is changing. At McClarrons, we’ve pulled together an overview of GDPR in the Care sector, and how you can stay GDPR compliant. - [Is your property adequately insured?](https://www.mcclarroninsurance.com/news/property-adequately-insured/): We want to make sure you understand the potential consequences of underinsuring, so have provided an an overview of underinsurance and guidance on how to avoid it, below. - [How will care homes look in the future? The change is already happening](https://www.mcclarroninsurance.com/news/future-care-homes/): Picture a care home in the present day, and you’d probably envisage a fairly calm, quiet environment with a peaceful communal lounge and garden. - [McClarrons Ltd acquire Whitby Insurance brokers](https://www.mcclarroninsurance.com/news/mcclarrons-acquire-whitby-broker/): Following the opening of our new office in Richmond last summer, McClarrons are adding a third premise to our business after purchasing Whitby insurance brokers, Chapmans Insurance Consultants. - [5 things to consider when arranging your Employers’ Liability Insurance](https://www.mcclarroninsurance.com/news/arranging-employers-liability/): As an employer, you are responsible for the health and safety of your employees whilst they are at work. - [Looking for a career in insurance, not just a job?](https://www.mcclarroninsurance.com/news/careers-insurance/): With personal development opportunities through qualifications with the Chartered Institute of Insurance and a talent management programme which includes progression pathways for members of our team, you will be able to expand your knowledge and experience to carve out a prosperous career in the financial sector. - [Welcome to our new Care Account Handlers](https://www.mcclarroninsurance.com/news/new-care-account-handlers/): You might have noticed a steady number of hires in the past year as we continue to expand our business. Our latest additions to our Care & Social Welfare team are Su Lambert and Sophie Steele. - [The McClarrons Tweetstake is back!](https://www.mcclarroninsurance.com/news/the-mcclarrons-tweetstake/): There’s more than one way to place your bets as we count down to the Grand National with the return of our online “tweetstake”. Twitter users can be in with the chance of scooping one of three prizes by following us and retweeting our dedicated tweetstake post. - [“Brave” SMEs continue to bolster the UK economy](https://www.mcclarroninsurance.com/news/sme-insurance-smes-bolster-uk-economy/): At McClarrons, our team of SME insurance specialists offer an insight into risks our clients may not have considered, arranging an insurance solution that aims to meet all the points identified. - [Are you ready for DEFRA’s water regulations?](https://www.mcclarroninsurance.com/news/defras-water-regulations/): The Department for Environment, Food & Rural Affairs (DEFRA) first floated a proposed set of new farming rules around water at the end of 2015. These regulations, which were announced at the end of last year and will come into force on 2nd April emerged from feedback during a consultation period, to ensure they were both practical and efficient. - [Win tickets to Bedale Point to Point with McClarrons](https://www.mcclarroninsurance.com/news/win-tickets-bedale/): The countdown to Bedale Point to Point at Hornby Castle is underway and so too is our ticket giveaway. - [Hydraulic Fracturing (Fracking): Understanding how this affects your home insurance, now and in the future](https://www.mcclarroninsurance.com/news/fracking-home-insurance/): The purpose of this post is not to offer commentary on whether Hydraulic Fracturing (Fracking) poses a risk to peoples’ homes or health, but to offer some clarity on how your high-value home insurance may react in the event of a loss, and to highlight some key considerations if you own property in the proximity of a fracking site. - [Close road encounters caught by rider – Equestrian Safety in the Spotlight](https://www.mcclarroninsurance.com/news/close-encounters-caught-rider/): Dashcams serve a purpose for documenting the reckless actions of other motorists, and now a volunteer at Free Rein Horse Rescue is urging fellow riders to do the same following a near miss incident on a busy road, and bringing Equestrian Safety into the spotlight. - [Do you need Professional Indemnity Run-Off Cover?](https://www.mcclarroninsurance.com/news/professional-indemnity-run-off-cover/): This is when PI run-off cover comes into play. This type of cover protects individuals from claims relating to alleged historical errors. Profession-dependent, it is possible that you could be liable for claims related to a mistake you made up to 15 years ago. This raises the question of whether you would be willing (and able) to take care of your legal costs this long after you stopped working, potentially in your retirement. - [Living with an Electric Car](https://www.mcclarroninsurance.com/news/electric-cars/): I’m the McClarrons Affinity petrol head so of course who else should be tasked with the job of writing a blog piece about electric cars? Actually, I’m quite happy about this as it means I have to research and get under the skin of electric vehicles – something that thus far, I haven’t done. - [Avian Flu represents a major financial risk to any Poultry Business](https://www.mcclarroninsurance.com/news/avian-influenza-risk/): As any poultry farmer will know, Avian Influenza (Avian flu) is an infectious disease of birds, caused by the Influenza A virus. - [HSE launches latest inspection initiative; here’s what to expect](https://www.mcclarroninsurance.com/news/hse-launches-inspection-initiative/): Over the next month, the HSE (Health & Safety Executive) will be visiting farms across the country to ensure that risks during building maintenance are being controlled, and that procedures are in place to protect farmers and their workers. - [Millbry Hill’s top 5 winter walks and fashion must-haves](https://www.mcclarroninsurance.com/news/winter-walks/): Millbry Hill, the UK’s leading independent family-run country store, share with us some of their favourite dog walking spots and the must-have winter warmers to match, in our latest guest blog post. - [Merry Christmas and a Happy New Year from all of us at McClarrons](https://www.mcclarroninsurance.com/news/merry-christmas-mcclarrons/): Firstly, we would like to wish you a very Merry Christmas and a Happy New Year! We would also like to share with you our opening hours over the festive break, to reassure you that should you need us over Christmas, we will be there to support you. - [Duncombe Park’s Christmas Fair raises around £40,000 for the NSPCC](https://www.mcclarroninsurance.com/news/nspcc-christmas-fair-duncombe-park/): Each year, the NSPCC Duncombe Park Christmas Fair Committee put in a great deal of work to put on a fantastic Christmas Fair, raising funds for the NSPCC’s vital work in safeguarding children. Over the years, the event has raised over half a million pounds for the charity – an outstanding achievement, which makes a great deal of difference. - [Home care work receives recognition at awards ceremony](https://www.mcclarroninsurance.com/news/care-work-receives-recognition/): One such nominee was Amanda Sanderson, a home care worker for Care Dynamics Yorkshire, who took The Home Care Worker Award. Sponsored by McClarrons, the award recognised Amanda’s support for her clients and the passion she showed for improving people’s lives. - [A data driven future for Agricultural Motor Traders?](https://www.mcclarroninsurance.com/news/data-driven-future-agricultural-motor-trade/): With ever-more inventive uses, drones have become popular in a variety of industries. As farmers begin to find agricultural uses for these unmanned aerial vehicles, should Agricultural Motor Traders be moving into drones and data? - [Musical Memories – A Life-changing singing group needs your vote](https://www.mcclarroninsurance.com/news/vote-musical-memories/): Musical Memories, which aims to reduce loneliness in rural North Yorkshire, is in line for Aviva’s Community Fund. Help to support them by voting here. - [5 tips for arranging your Art & Private Client Insurance](https://www.mcclarroninsurance.com/news/5-tips-arranging-art-private-client-insurance-2/): McClarrons' Art & Private Client Insurance team offer advice on how to get the most out of your High Net Worth Insurance. - [Meet our new Richmond team members](https://www.mcclarroninsurance.com/news/richmond-team/): If you'd like to contact our Richmond team, you can contact them on 01748 850250 or email enquiries@mcclarroninsurance.com. - [McClarrons invest in young local talent](https://www.mcclarroninsurance.com/news/mcclarrons-invest-young-local-talent/): Through McClarrons' sustained growth in Malton, and with the extension of a new office in Richmond, we have grown our team by investing in two new team members - Matthew Brown and Alex Ennis. - [Sheep rustling incidents spike in North Yorkshire](https://www.mcclarroninsurance.com/news/sheep-rustling/): With a spike in sheep rustling incidents in North Yorkshire, we take a look at the issue and the preventative measures that can be used to tackle it. - [Home security systems – 5 things to consider](https://www.mcclarroninsurance.com/news/home-security-systems/): If you want to protect your high value property and your assets for peace of mind and to help keep your home insurance premiums down, then it’s worth looking into the benefits of specially designed home security systems. We asked our security experts and advisors at TI Security Ltd to provide some guidance to help you get the right system for your needs... - [Is your gun safe in the gun safe?](https://www.mcclarroninsurance.com/news/gun-safe/): We talk to clients frequently about the possibility of them installing a specialist safe to store items of jewellery and valuables. One of the more common responses we are met with is, “it’s OK, we have a gun safe and we keep the odd bits and pieces in there”. But really, could this put your gun licence at risk? - [Top 10 Most Expensive Cars Right Now](https://www.mcclarroninsurance.com/news/expensive-cars/): As Robin Nathan, Art & Private Client Account Executive, continues his supercar tour across Europe with Redline247, we take a look at the 10 most expensive cars in the world right now. - [Robin joins Redline247 on European Supercar Tour!](https://www.mcclarroninsurance.com/news/redline-supercar-tour/): Art & Private Client Account Executive, Robin Nathan, has been lucky enough to join Redline247 on their 2017 European Supercar Tour. Follow Robin’s journey in this daily blog where he will be sharing some of his experiences and photos from each day. - [We welcome Robin Nathan to the team](https://www.mcclarroninsurance.com/news/welcome-robin/): Our Arts & Private Clients offering is experiencing a boost as we welcome new Art & Private Client Account Executive, Robin Nathan. - [Welcome to Richmond!](https://www.mcclarroninsurance.com/news/new-office-richmond/): The team already has two Account Executives, Chris Clement and Jade Pringle, who provide insurance in Richmond and the North East remotely but McClarrons has now expanded with a new office in the centre of Richmond, having acquired B E Thompson & Co Ltd. - [Are your fundraising campaigns on thin ice?](https://www.mcclarroninsurance.com/news/fundraising-campaigns/): GDPR comes with enhanced individual rights which must be complied with, which will make it harder for charities to obtain and use the data of potential fundraising targets, and easier for those “targets” to drop off the radar. - [Glyphosate ban debate continues](https://www.mcclarroninsurance.com/news/glyphosate-ban-debate-continues/): The controversial debate over whether glyphosate should be reauthorised has arable farmers, EU politicians and industry experts divided. - [To claim or not to claim?](https://www.mcclarroninsurance.com/news/claim-not-claim/): It’s understandable why many policyholders choose not to make a claim. If the settlement wouldn’t amount to much more than then excess, it’s not worth the effort. But on the other hand not claiming on your insurance for fear of a rising premium could also be a false economy. - [Keep Calm & Mind Your Own Business](https://www.mcclarroninsurance.com/news/keep-calm-mind-business/): A Great Yorkshire Show seminar, sponsored by McClarrons, as part of the Women in Farming Programme. - [McClarrons Summer Show Diary](https://www.mcclarroninsurance.com/news/mcclarrons-summer-show-diary/): Our team are always keen to get out to as many shows and fairs as possible. Here’s where you’ll find us over the coming months. - [Welcome to a new generation of farming: Sensors and self-driving tractors](https://www.mcclarroninsurance.com/news/new-generation-farming/): There’s no doubt that the demands placed on farming businesses are almost incomparable with any industry. But could the same technology that’s revolutionising other labour-heavy sectors do the same for agriculture? - [McClarrons Claims Department welcomes new Members](https://www.mcclarroninsurance.com/news/mcclarrons-claims-department-new-members/): With McClarrons’ continued expansion into new geographical areas and at our head office in Malton, the claims team has also developed to meet the ever-increasing number of claims we are seeing. Stuart Torrance takes over the position of Claims Manager from Elaine Taylor, who has recently retired, whilst Annette Izett and Patrick Musgrave join as Claims Handlers. - [The McClarrons Vines Vixens get muddy for charity](https://www.mcclarroninsurance.com/news/mcclarrons-get-muddy/): This time, our dedicated racers took on Cedar Barn's Dirty Dash. - [A Day in the Life of a Dairy Cow](https://www.mcclarroninsurance.com/news/day-life-dairy-cow/): The UK is the third-largest milk producer in the EU and McClarrons are paying homage to the British dairy cow. On this World Milk Day McClarrons are looking at a day in the life of a dairy cow. - [How to minimise Fire Risk in your Business](https://www.mcclarroninsurance.com/news/fire-risk/): Fire and rescue teams attended around 528,700 incidents during 2015-16, suggesting a need for better fire risk management within both private and commercial properties. - [Are you prepared for a cyber attack?](https://www.mcclarroninsurance.com/news/prepared-cyber-attack/): In 2017, reports emerged that over 70 countries had been hit by a cyber attack that also brought the NHS’s procedures to a halt. Later, it was found that over 150 countries had actually been affected. This highlights the importance of being cyber aware and the fact that no company nor organisation is exempt. - [We are looking to expand our Care Insurance team!](https://www.mcclarroninsurance.com/news/expand-care-team/): We currently have positions available for Account Handlers and Account Executives in our Care & Social Welfare Insurance team. - [Is your farm secretary covered?](https://www.mcclarroninsurance.com/news/farm-secretary-cover/): As the preferred insurance provider for the Institute of Agricultural Secretaries and Administrators (IAgSA), McClarrons understand that high standards of professional conduct are essential to ensure you feel comfortable that your operations are well protected. - [Laminitis: The condition that could take the spring from your horse’s step](https://www.mcclarroninsurance.com/news/laminitis-condition/): With horses feeding on hay and feed in the colder months, nutrient-dense new shoots provide a concentrated source of sugars which can result in new or relapses of cases of laminitis. Laminitis is a painful condition that affects horses’ and ponies’ feet and can, in the worst cases, be fatal. - [The Adult Care System in Crisis](https://www.mcclarroninsurance.com/news/adult-care-system-crisis/): In a letter to the Prime Minister, the chairman of the UK Homecare Association Mike Padgham, invited Theresa May to the “front line” of the care sector to see the “desperate situation the sector is in.” In our exclusive interview with Mr Pagdham last November, he spoke about recruitment challenges, less funding, and a need for more rigorous training. - [Winners all round as McClarrons return to point to point with “tweetstake”](https://www.mcclarroninsurance.com/news/mcclarrons-tweetstake/): Glorious sunshine and the 2017 Bedale Point to Point provided the settings for a McClarrons first – a “tweetstake” which ran in conjunction with the Grand National taking place on the same day. - [Enter our Tweetstake for your chance to win with the Grand National](https://www.mcclarroninsurance.com/news/win-grand-national/): Last year we hosted a screen broadcasting The Grand  National at Bedale Point to Point, and this year we’re going to be doing the same while tapping into our competitive streak with our first ever McClarrons Tweetstake. This isn’t a spelling error – if you're at the Point to Point you’ll be able to enter our racing-themed Twitter competition using re-tweets over pencils and paper. - [McClarrons offer you the chance to win tickets to Bedale Point to Point](https://www.mcclarroninsurance.com/news/bedale-point-to-point/): This year, the McClarrons giant screen is returning to Bedale Point to Point to show all of the day's racing action from both Hornby Castle and Aintree. - [McClarrons challenge themselves silly for Red Nose Day!](https://www.mcclarroninsurance.com/news/mcclarrons-red-nose-day/): This Red Nose Day we have helped to raise money for Comic Relief, to help people in Africa gain access to education, help with immunisation and Malaria, as well as aiding people here in the UK with issues such as mental health and homelessness. - [McClarrons celebrate with IAgSA at Annual Conference](https://www.mcclarroninsurance.com/news/iagsa-annual-conference/): This year, the Institute of Agricultural Secretaries and Administrators (IAgSA) held their Annual Conference at Walton Hall Hotel in Warwickshire. The conference offers members the chance to attend various workshops, talk to rural businesses, meet like-minded people and look to the future of the industry. - [What does the new Personal Injury Award Discount Rate mean for you?](https://www.mcclarroninsurance.com/news/personal-injury-discount-rate/): This week, the government announced that the discount rate on personal injury claim awards will be changing from 2.5% to -0.75% as of 20th March 2017. - [McClarrons welcome new Art & Private Client Manager](https://www.mcclarroninsurance.com/news/mcclarrons-private-client-manager/): We are developing our Private Client offering by welcoming a new member, Ben Pickles, to the team as Art & Private Client Manager. - [What is a retroactive date in a professional indemnity policy? And why it’s important to your policy](https://www.mcclarroninsurance.com/news/retroactive-date-professional-indemnity/): Understanding what a retroactive date is, is important for businesses that are required to have Professional Indemnity insurance in place. - [Simple steps to protect yourself and your business online](https://www.mcclarroninsurance.com/news/simple-steps-protect-online/): One of the simplest things to address to ensure you and your company are safe online is to maintain strong passwords that are changed regularly. Strong passwords include a mixture of uppercase and lowercase letters, numbers and special characters. However, these do need to be memorable as it is not safe to store a document with all of your passwords in it! - [McClarrons expand into Durham with new team member](https://www.mcclarroninsurance.com/news/mcclarrons-expand-durham/): We are happy to announce that we have recently welcomed Jade Pringle to the Farm and Equine team as an Account Executive, expanding our insurance brokers in County Durham. - [How do you find a good Care Home?](https://www.mcclarroninsurance.com/news/find-good-care-home/): Most people looking for elderly care are doing so on behalf of an older relative, usually a parent. That is our overwhelming experience at Care Home Finder when helping people in this situation. More often than not, it is a need that emerges quite suddenly. The person concerned might be deemed fit to leave hospital after say a fall or a short illness, but not be sufficiently able to look after themselves without help. So what’s the best way to go about dealing with it? - [Is your business aware of the laws surrounding dress code discrimination?](https://www.mcclarroninsurance.com/news/business-laws-dress-code/): In May of last year, Nicola Thorpe started a petition calling for the law to be changed surrounding female dress codes. This was a result of Ms Thorpe being sent home on her first day at work for a corporate finance company on the basis that she was not wearing high heels. - [Voters help Herriot Hospice Homecare win £3,000 – Aviva Community Fund](https://www.mcclarroninsurance.com/news/herriot-hospice-homecare-win/): Votes from the local community have helped Herriot Hospice Homecare secure £3,000 to support people and their families living with a terminal illness. - [5 tips to Transform your Care Organisation’s Staff Recruitment and Retention](https://www.mcclarroninsurance.com/news/transform-care-recruitment/): Care providers are facing an increasing challenge to find and keep the staff to meet the growing demand for their services. Recruitment expert Neil Eastwood suggests five of his favourite tips. - [Rural businesses warned of the risks of Cyber Crime at Seminars](https://www.mcclarroninsurance.com/news/rural-businesses-warned-cyber-crime/): McClarrons teamed up with Yorkshire Agricultural Society (YAS) throughout November to put on two Cyber Crime and Fraud seminars for farmers and owners of rural businesses. - [Merry Christmas from all at McClarrons](https://www.mcclarroninsurance.com/news/christmas-opening-hours/): With the festive season upon us we would like to wish you a very Merry Christmas and a Happy New Year, as well as to let you know about our Christmas opening hours. - [Gable Insurance AG in Liquidation – What do you need to do?](https://www.mcclarroninsurance.com/news/gable-insurance-liquidation-next-steps/): Gable Insurance AG went into liquidation from the 17th November 2016. This was due to the Liechtenstein Financial Market Authority having concerns about the stability of Gable’s financial position. In addition, the company was placed into Special Administration on 10th October to protect those who hold policies with them. - [McClarrons hold Cyber Crime seminars for Rural Businesses](https://www.mcclarroninsurance.com/news/mcclarrons-cyber-crime-seminars/): Due to the success of McClarrons' Cyber Crime seminar at The Great Yorkshire Show earlier in the year, we have planned additional seminars which we would like to invite you to. - [The importance of PR Crisis Management for your Care business](https://www.mcclarroninsurance.com/news/pr-crisis-management-care/): Avoid negative press during tight media scrutiny with PR crisis management. - [McClarrons celebrate local community at the Pride of Malton & Norton Awards 2016](https://www.mcclarroninsurance.com/news/mcclarrons-celebrate-pride-awards/): McClarrons continued their support of the Bright Young Star award again at this year's Malton & Norton Pride Awards. - [McClarrons support Malton & Norton Pride Awards 2016](https://www.mcclarroninsurance.com/news/mcclarrons-support-pride-awards-2016/): This year McClarrons are once again sponsoring the Bright Young Star Award at the Malton & Norton Pride Awards 2016. - [McClarrons talk Cyber Crime at the FAB National Conference](https://www.mcclarroninsurance.com/news/cyber-crime-talk-national-conference/): On Wednesday 12th October, McClarrons’ Development Manager, Steven Swift, presented to specialist rural insurers and brokers at the Federation of Agricultural Brokers' (FAB) National Conference, discussing both the risks of cybercrime and the insurance protection currently available. - [McClarrons support Herriot Hospice Homecare in their Fundraising Efforts](https://www.mcclarroninsurance.com/news/mcclarrons-support-herriot-hospice-homecare/): This year, McClarrons support local charity, Herriot Hospice Homecare, in their bid for funds in the Aviva Community Fund. - [McClarrons launch bespoke policy for Agricultural Motor Traders](https://www.mcclarroninsurance.com/news/policy-agricultural-motor-traders/): We are strengthening our resolve to make it easier for Agricultural Motor Traders to find the right protection for their business with the launch of our AgriTrade insurance policy. - [Dog attack leaves 31 lambs dead and a young farmer devastated](https://www.mcclarroninsurance.com/news/dog-attack-leaves-31-lambs-dead/): Steven Swift, Development Manager at McClarrons, adds: "We see many farmers making claims due to a loss of livestock caused by dog attacks. Whilst there is protection out there available to farmers should they suffer such an ordeal, this cannot alleviate any of the distress involved with such incidents. It is therefore important that people are continually reminded to keep their dogs under control when walking in the vicinity of livestock". - [Signs point to Dairy Farming Recovery](https://www.mcclarroninsurance.com/news/signs-point-dairy-farming-recovery/): With increased visibility of the dairy farming crisis, the national and global community, both within the industry and outside it, are realising that something has to change. - [McClarrons Wear it Pink for Breast Cancer Now!](https://www.mcclarroninsurance.com/news/mcclarrons-wear-pink/): During Breast Cancer Awareness month, McClarrons Wear it Pink to raise money for Breast Cancer Now - the country's biggest Breast Cancer charity. - [McClarrons sponsor R.A.B.I’s truly magical night](https://www.mcclarroninsurance.com/news/mcclarrons-sponsor-magical-night/): The Royal Agricultural Benevolent Institution (R.A.B.I) offers incredible support to farmers and their families across the country. On Saturday 15th October, they held their Magic of Farming Ball to raise a staggering £6,300 to help fund their vital work. - [UK Wool Week 2016 supports the British wool industry](https://www.mcclarroninsurance.com/news/mcclarrons-support-wool-week-2016/): Read more about Wool Week 2016 at www.campaignforwool.org. - [McClarrons win Broker Innovation of the Year Award 2016](https://www.mcclarroninsurance.com/news/win-broker-innovation-year-award/): We are very proud to announce that we have been awarded the Broker Innovation of the Year Award at the very first Broker Network Awards. - [Jockeys targeted in Bank Fraud](https://www.mcclarroninsurance.com/news/jockeys-targeted-in-bank-fraud/): Jockeys across the UK are being told to move their money away from High Street banks due to unexplained fraudulent activity going back as far as 2014. - [Nominations Open for 2016’s Pride of Malton & Norton Awards](https://www.mcclarroninsurance.com/news/nominations-open-pride-awards-2016/): This year's Pride of Malton & Norton Awards will be held at The Old Lodge in Malton, on Saturday 5th November. Nominations are now open so if you know a business, person or charity that you think deserves the community's recognition, download a form and send your nomination in! - [Commercial Account Handler Position Opens at McClarrons](https://www.mcclarroninsurance.com/news/commercial-account-handler-mcclarrons/): Due to McClarrons' continued growth and development, we are looking to employ a new member of staff as a full time Commercial Account Handler. In this role you will work within the commercial team based in our head office at Malton. - [10 Ways to Protect your Computer Systems against Cyber Threats](https://www.mcclarroninsurance.com/news/10-ways-protect-cyber-threats/): They are the supporting roles in the backbone of the economy, but SMEs are suffering in the ever prevalent threat of cyber crime. In 2023, the Government estimated that, on average, the most disruptive breach costed businesses around £1,100*.  - [Be Clear on Abuse Cover](https://www.mcclarroninsurance.com/news/abuse-cover/): At McClarrons, our Care & Social Welfare insurance team are often asked about Abuse Cover and the different types of insurance available. Here, we explain the two types typically available, what this means to you and what you need to consider. - [The Evolution of Home Security – Keeping You Safe](https://www.mcclarroninsurance.com/news/evolution-home-security/): Smart home technology is developing rapidly with home security being a great motivator for its advancement. Almost 50% of people are considering purchasing a smart-home device within the next year, with two thirds claiming that security is the main reason. - [The Olympic Equestrian journey is coming to a close – but how did it begin?](https://www.mcclarroninsurance.com/news/olympic-equestrian-journey/): Today the Equestrian events of the 2016 Rio Olympics will be closed with the individual jumping. But despite the emphasis on the individual, there are two athletes involved, one human and one equine, and the operation to fly more than 300 horses to Rio is well-versed. - [McClarrons Welcome New Team Member to the Claims Team](https://www.mcclarroninsurance.com/news/mcclarrons-welcome-new-team-member/): Due to McClarrons' continued growth we have taken the decision to develop our in-house claims team by taking on new team member, Melissa Pickering. - [The Insurance Act – what it means for businesses](https://www.mcclarroninsurance.com/news/insurance-act-2015/): On 12 August 2016, the new Insurance Act will come into force and will change the way the law deals with UK insurance. The Act will replace the Marine Insurance Act, which is over 100 years old. The aim is to make insurance law fit for the twenty-first century, but what does this mean for business owners? - [McClarrons support the R.A.B.I’s Annual Golf Day](https://www.mcclarroninsurance.com/news/rabi-golf-day/): The R.A.B.I is hosting its third annual Golf Day at Kirkbymoorside on Wednesday 21st September. Working closely with R.A.B.I, we would be delighted if you could help us support this important charity by joining us on the day. - [Expensive tastes – what affects the value of fine wine?](https://www.mcclarroninsurance.com/news/expensive-tastes-affects-value-fine-wine/): Pete Goss of Richard Dawes Fine Wine has noted that there’s been increased interest from Asia in recent years, which has had a part to play in the value of certain wines. - [McClarrons warn of the risks of Cybercrime](https://www.mcclarroninsurance.com/news/mcclarrons-warn-risks-cybercrime/): Businesses and individuals uncertain about the risks of Cybercrime, or those looking to protect themselves against it can get in contact with the team at McClarrons on 01653 697055 or by emailing enquiries@mcclarroninsurance.com. - [McClarrons attend this season’s Agricultural Shows](https://www.mcclarroninsurance.com/news/mcclarrons-attend-agricultural-shows/): With the summer well and truly upon us, McClarrons looks forward to attending many of this year's Agricultural shows. - [McClarrons welcomes new Account Executive](https://www.mcclarroninsurance.com/news/mcclarrons-welcomes-new-account-executive/): With plans coming together for a new office in the North East, McClarrons are also continuing to expand at our original Malton-based offices. - [Cybercrime: A rapidly growing source of crime](https://www.mcclarroninsurance.com/news/growing-crime-cybercrime/): On Thursday 14 July, McClarrons insurance brokers will be joined by guests from North Yorkshire Police and law firm rradar, in a Great Yorkshire Show seminar which aims to forewarn rural businesses of the risks of cybercrime and how they can protect against these. - [McClarrons’ “Vines Vixens” brave the mud for Cancer Research](https://www.mcclarroninsurance.com/news/mcclarrons-vine-vixens-brave-mud-cancer-research/): On Saturday Becky Ireland, Joanna Brooke, Michelle Inman, Zoe Fawcett and Sophie Garnett stepped out of their roles in McClarrons’ farm team and into their running shoes to tackle 5K obstacle course, Pretty Muddy. - [Happy Insurance Awareness Day. What’s to celebrate?](https://www.mcclarroninsurance.com/news/happy-insurance-awareness-day/): On Insurance Awareness Day, McClarrons remind us of why insurance deserves our attention: - [Condition of Average: The Law of Averages](https://www.mcclarroninsurance.com/news/the-law-of-averages/): The Building Cost Information Service (BCIS) estimates that almost 80% of commercial properties are underinsured by over half what they should be. We want to make sure that you’re not among this figure at McClarrons, with an overview of underinsurance, and how “the condition of average applies”. - [Ansvar’s Big Efforts in Supporting Small Charities](https://www.mcclarroninsurance.com/news/ansvars-big-efforts-supporting-small-charities/): As the Foundation for Social Improvement (FSI) in London prepares for Small Charity Week from 13th June, it seemed it was too great an opportunity for Ansvar to miss in showing their own support. - [Making a case for a Management Liability Policy – Including 3 Case Studies](https://www.mcclarroninsurance.com/news/making-case-management-liability/): A claim doesn’t need to be complex to have a serious financial impact on the person in question. We look at what Management Liability is, and how it has previously worked in favour of care home directors and owners when facing allegations of mismanaging their business. - [McClarrons raise a glass to Dairy Farmers on World Milk Day](https://www.mcclarroninsurance.com/news/mcclarrons-raise-glass-dairy-farmers-world-milk-day/): Countries around the world are joining together to celebrate a global food with the 16th World Milk Day on 1 June. Closer to home, Malton-based insurance brokers McClarrons, who specialise in insurance solutions for rural businesses, are taking the opportunity to raise awareness around the plight of dairy farmers. - [McClarrons Attend Local Business Conference](https://www.mcclarroninsurance.com/news/mcclarrons-attend-local-business-conference/): May 13th saw McClarrons attend the annual Hambleton Strategic Business Forum Conference at The Hawkhills in Easingwold. The topic of this year’s conference was how well government and businesses work together for mutual benefit. Local conservative MP Kevin Hollinrake opened the discussion from the point of view of local and central government whilst Richard Menage, Chairman of International Textiles and Plastics Ltd, spoke from the standpoint of a local business owner whose business has grown substantially. - [McClarrons celebrates Volunteer Recognition Day](https://www.mcclarroninsurance.com/news/mcclarrons-celebrates-volunteer-recognition-day/): Charities and individuals around the world are being given the opportunity to pay homage to the millions of people around the world who give their time for free to others, as we celebrate Volunteer Recognition Day on 20th April. - [Equine Liability](https://www.mcclarroninsurance.com/news/equine-liability/): If your horse puts a dent in a visitor’s car, you personally could be held responsible. Accepting responsibility for your horse before an incident occurs is the best way to protect yourself from expensive damage or injury claims from a third party. And the simplest way to do this is to make sure you have Equine Liability insurance in place. - [Bedale Point to Point](https://www.mcclarroninsurance.com/news/bedale-point-point/): Saturday 9th April was a heavy racing weekend both with Bedale Point to Point and The Grand National at Aintree. McClarrons were not only in the thick of the action with our first ever visit to Bedale Point to Point but helped bring these two prestigious racing events to one location. - [7 Reasons an Insurer Won’t Accept a Claim on Your Vacant Property](https://www.mcclarroninsurance.com/news/reasons-insurer-wont-accept-claim-vacant-property/): When your property becomes vacant, don’t forget about it if you want to ensure that you receive a claim settlement in the event of a loss. To make you aware of the risks around your property, McClarrons have listed 7 reasons an insurer won't accept a claim on your vacant property. - [Protecting against fraud in the charity and care sector](https://www.mcclarroninsurance.com/news/protecting-fraud-charity-care-sector/): Through their Annual Fraud Indicator, the National Fraud Agency estimate that fraud costs the charity sector alone £147.3million, with 9.2% of charities across the UK indicating that they had identified fraud in 2013. - [What a difference a legal expert makes](https://www.mcclarroninsurance.com/news/difference-legal-expert-makes/): Not all insurance claims are as straightforward as a financial fix in the form of a settlement. For many businesses, they also need to help side-step legal repercussions. With a Rural Protect policy arranged by McClarrons, policyholders also get the benefit of legal expertise from law specialists rradar. This case study shows just how valuable this expertise can be. - [Lead a Company? Potential claims that could affect you](https://www.mcclarroninsurance.com/news/lead-company-potential-claims-affect/): As the director of a company you will be no stranger to risk, as any important decision that has to be made is fundamental to its commercial success. What’s equally important is to understand how you can be held personally liable for these decisions, and the purpose of Management Liability in such cases. McClarrons explain how claims tend to arise, and the precautions you can take against them. - [McClarrons attend the Annual IAgSA Conference](https://www.mcclarroninsurance.com/news/mcclarrons-attend-annual-iagsa-conference/): The 2016 National IAgSA Conference was held at Heythrop Park in Oxfordshire and saw an array of industry experts put on workshops and presentations for IAgSA members. - [‘Protect & Grow’ Farming Seminars: Dates Confirmed](https://www.mcclarroninsurance.com/news/protect-grow-seminars-dates-confirmed/): At the end of March, McClarrons will be starting a series of seven complimentary seminars for farmers across North Yorkshire. - [Pick your Charity back up with a Business Continuity Plan](https://www.mcclarroninsurance.com/news/pick-charity-back-business-continuity-plan/): Many charities and third sector organisations don’t have the luxury of financial security that other businesses have, but that’s not to say that they can’t have confidence in the kind of support that is going to see them through difficult times. All this support takes is the right charity insurance, and a bit of forward-thinking, to give you a safety net when things go wrong, and an idea of how to get things back on track. This is where having a Business Continuity Plan in place is invaluable. - [Travel Insurance for Skiing – Will your Protection go Downhill?](https://www.mcclarroninsurance.com/news/will-protection-go-downhill/): The right travel insurance will come to your rescue when skiing. - [“Wake Up Call” for Farmers who could face Unlimited HSE Fines](https://www.mcclarroninsurance.com/news/wake-call-farmers-face-unlimited-fines/): With greater clarity on how best to deal with corporate manslaughter and other HSE offences in the agricultural sector, businesses need to be prepared for the fact that, as of the 1st February, any misdemeanours could leave them with a bill of up to £10m in fines, or even a two year prison sentence for any company director, officer or employee if prosecuted in a personal capacity. - [Don’t let Jewellery get lost this Valentine’s Day](https://www.mcclarroninsurance.com/news/dont-let-jewellery-get-lost-valentines-day/): Three month’s salary is a lot of money. When it’s not paying for important things like your rent, mortgage and food, it’s usually safely stored in your bank account. But as soon as that sum of money is represented in a small, very losable piece of jewellery, such as an engagement ring, suddenly it seems a lot more vulnerable. - [Flood Re-Shapes the Insurance Landscape](https://www.mcclarroninsurance.com/news/flood-re-shapes-insurance-landscape/): Flood insurance statement of principle, first introduced in 2000 in response to heightened flood risks, has now become an unsustainable form of protection for insurance providers, and simply unattainable for those living in a high flood risk area. ## Pages - [McClarrons Affinity 10 Years Anniversary Client Survey](https://www.mcclarroninsurance.com/mcclarrons-affinity/mcclarrons-affinity-10-years-anniversary-client-survey/): Your emailHow would you rate our service so far? Extremely PoorPoorOkGoodExceeded my expectationsWe're sorry to hear that the service you've received so far wasn't to the level expected. Would you be happy for one of our team to follow up regarding any concerns you may have? Yes NoWhich three things do you value most about McClarrons Affinity?Specialist knowledge and advicePriceClaims supportAccuracy of coverLocalQuality insurers usedPersonal serviceLong term relationships or trustOtherYou selected "Other". Please tell us a bit more.Checkbox Grid - [FEO Step Change](https://www.mcclarroninsurance.com/feo-step-change/): Contact Us - [Landlord Insurance](https://www.mcclarroninsurance.com/landlord-insurance/): McClarrons arrange specialist landlord insurance for individual landlords, portfolio owners and managing agents, providing tailored cover across a wide range of property types and portfolios. - [Better Sorted Than Sorry](https://www.mcclarroninsurance.com/rural-insurance/better-sorted-than-sorry/): Better Sorted Than Sorry is a campaign focused on the everyday risks facing rural businesses throughout the farming calendar and, ultimately, encouraging farmers to take action before it’s too late. Across the year, we’ll explore the seasonal pressures and challenges that farms face – from machinery maintenance and fire prevention to livestock management, inspections, stress, and mental well-being. - [Business Insurance](https://www.mcclarroninsurance.com/business-insurance/): Business Insurance - [Cyber Insurance](https://www.mcclarroninsurance.com/business-insurance/cyber-insurance/): Arguably one of the most important covers for any business or organisation today, cyber insurance can provide protection for a number of events, from a ransomware attack to an employee inadvertently paying a fraudulent invoice. Cyber insurance is something all businesses should be considering carefully. - [Motor Trade Insurance](https://www.mcclarroninsurance.com/business-insurance/motor-trade-insurance/): As experienced motor trade insurance brokers, we work with insurers who understand the realities of the sector. Our role is to help ensure your motor trade insurance policy is practical, compliant and aligned with how your business actually operates. - [Financial & Professional Services Insurance](https://www.mcclarroninsurance.com/business-insurance/financial-professional-services-insurance/): Professional advice carries inherent regulatory, legal and fiduciary responsibility. We arrange financial and professional services insurance to support firms and individuals operating within complex regulatory frameworks and increasingly active claims environments.  - [Hospitality & Retail Insurance](https://www.mcclarroninsurance.com/business-insurance/hospitality-retail-insurance/): Our aim is to make retail insurance straightforward. We recognise that business owners are focused on running their shop, not navigating complex policy wordings or searching for competitive premiums. By sourcing and negotiating insurance terms on your behalf, and clearly explaining your cover options, we help ensure your shop insurance for small business, or more comprehensive commercial shop insurance, is practical, compliant and fit for purpose. - [Contracting & Construction Insurance](https://www.mcclarroninsurance.com/business-insurance/construction-insurance/): Construction Insurance - [Future Professionals Programme](https://www.mcclarroninsurance.com/about/future-professionals-programme/): Our Future Professionals Programme has been designed to provide a structured introduction to the insurance industry, giving you the opportunity to gain experience, develop professionally, and earn a salary while you build the foundations for a successful career.  - [The Business Day 2026](https://www.mcclarroninsurance.com/the-business-day-2026/): Complete the form below to be entered into our prize draw for a chance to win a jeroboam of Bourgogne Pinot Noir, or to simply request a complimentary insurance review. - [Social Farms & Gardens](https://www.mcclarroninsurance.com/care-social-welfare/social-farms-gardens/): Charity Insurance - [McClarrons’ Cultivating Tomorrow Seminar](https://www.mcclarroninsurance.com/cultivating-tomorrow-seminar/): Farming is about more than just land, crops and livestock. From complex regulation and disputes to rising financial pressures, farmers face challenges that require specialist protection, advice and tools, helping them to succeed into the future. - [Hull Property Trade Show 2026](https://www.mcclarroninsurance.com/hpts/): Full nameCompany nameEmailPhone/MobileDid you hook a McClarrons duck? Yes - 1 entry for the prize draw pleaseWhether you hooked a McClarrons duck or not, if you would like a complimentary insurance review, please select the sector you work in.- Select -CommercialCare & Social WelfareRuralPrivate ClientNot sure - [Brabners Protect](https://www.mcclarroninsurance.com/business-insurance/brabners-protect/): Brabners Protect - [RP Cross-sell Email – Thank You Webpage (Quote Now)](https://www.mcclarroninsurance.com/rp-quote-now/): Thank you for requesting a Rural Protect insurance review - your submission has been successfully sent. Your Client Advisor or a member of the McClarrons team will be in touch with you shortly. - [RP Cross-sell Email – Thank You Webpage (Quote at Renewal)](https://www.mcclarroninsurance.com/rp-quote-at-renewal/): Thank you for requesting a Rural Protect insurance review - your submission has been successfully sent. Your Client Advisor or a member of the McClarrons team will be in touch with you ahead of your renewal. - [Cookies Policy](https://www.mcclarroninsurance.com/cookies-policy/): Does this website use cookies? - [Sitemap](https://www.mcclarroninsurance.com/sitemap/): Sitemap - [Hole in One Insurance](https://www.mcclarroninsurance.com/mcclarrons-sport/hole-in-one-insurance/): No two holes are the same, so why should your competitions or prizes be? Speak to one of our industry specialists today to create your Hole In One insurance policy. - [Complaints](https://www.mcclarroninsurance.com/about/complaints/): By email: complaints@mcclarroninsurance.com - [My account](https://www.mcclarroninsurance.com/my-account/) - [Career Vacancies](https://www.mcclarroninsurance.com/about/career-vacancies/): McClarrons Vacancies - [Employee Health Insurance – Equipsme](https://www.mcclarroninsurance.com/business-insurance/employee-health-insurance/): Offering employee health insurance is an effective way to support your team while protecting your business. Equipsme business health insurance plans offer comprehensive and cost-effective health insurance solutions tailored to businesses of all sizes. - [Manufacturing Insurance](https://www.mcclarroninsurance.com/business-insurance/manufacturing-insurance/): Understanding not just the sector in which you work but also the risk profile of your business is key to our work. Our team will spend time to undertake a thorough risk identification and analysis exercise, visiting your manufacturing site(s) to help identify potential exposures and determine the level of protection required as part of your manufacturing insurance cover. With vast experience supporting high-value sites, we have built relationships with key insurers to be able to cater for businesses that have heavily invested capital in their equipment and stock-holding. - [Claims](https://www.mcclarroninsurance.com/contact/claims/): Claims Support - [McClarrons Care Network](https://www.mcclarroninsurance.com/care-social-welfare/mcclarrons-care-network/): We offer Care & Social Welfare organisations a service far beyond the specialist insurance advice we have become known for. Our hope is that McClarrons Care Network will assist you in achieving your wider business goals, as well as helping manage your risks. - [Vulnerable Customers](https://www.mcclarroninsurance.com/about/vulnerable-customers/): Supporting clients - [Meet The McClarrons Team](https://www.mcclarroninsurance.com/about/meet-the-team/): Our Team - [News](https://www.mcclarroninsurance.com/news/) - [Care Consultants Insurance](https://www.mcclarroninsurance.com/care-social-welfare/care-consultants-insurance/): Care Consultants Insurance - [Smallholder Insurance](https://www.mcclarroninsurance.com/rural-insurance/smallholders-insurance/): Whether you’re managing a small farm or undertaking small-scale traditional farming on up to 50 acres, we understand the dedication and passion that goes into your smallholding. At McClarrons, we know small farms carry unique risks that can differ from larger operations, and that’s why our smallholder insurance is designed to safeguard your ambitions, property, and livestock in a way that suits your activities. - [Farm Insurance](https://www.mcclarroninsurance.com/rural-insurance/farm-insurance/): Working together with farmers and agricultural business owners, we provide tailored farm insurance to protect your people, property, and livelihood. - [McClarrons Sport](https://www.mcclarroninsurance.com/mcclarrons-sport/): Explore the protection McClarrons Sport offers, allowing you to insure with confidence and stay focused on the game. - [McClarrons Affinity – Client Survey](https://www.mcclarroninsurance.com/mcclarrons-affinity/client-survey/): Your emailHow would you rate our service so far? Extremely PoorPoorOkGoodExceeded my expectationsHow likely are you to recommend us to a friend or colleague? - [Home Insurance](https://www.mcclarroninsurance.com/mcclarrons-affinity/home-insurance/): High value properties can take many different forms, whether they be town houses or country homes, are fitted with bespoke interiors, have specialist construction or are home to a unique collection. As such, they often require cover that a standard household policy cannot provide. Through our panel of specialist insurers, we provide home insurance you can depend on. - [Collections Insurance](https://www.mcclarroninsurance.com/mcclarrons-affinity/collections-insurance/): Collections Insurance - [Motor Insurance](https://www.mcclarroninsurance.com/mcclarrons-affinity/motor-insurance/): With a team who specialise in motor insurance, you can be confident you will receive the advice and protection you need to protect your pride and joy, whether it be one vehicle or a fleet. - [Yacht Insurance](https://www.mcclarroninsurance.com/mcclarrons-affinity/yacht-insurance/): Yacht Insurance - [Travel Insurance](https://www.mcclarroninsurance.com/mcclarrons-affinity/travel-insurance/): As an independent travel insurance broker, we are always working on behalf of our clients to ensure they have the cover they need. We will help you to find insurance for your specific trip and requirements so you do not have any more or less than you need. - [McClarrons Affinity](https://www.mcclarroninsurance.com/mcclarrons-affinity/): With McClarrons Affinity, you benefit from a dedicated contact who is there to assist with any queries, changes or advice you may require. - [Privacy](https://www.mcclarroninsurance.com/privacy/): This is the privacy notice of McClarrons Ltd (registration number 1171712) whose registered office is at Unit 1, Northside Business Park, York Road, Malton, North Yorkshire, YO17 6TB referred to as we, us or our in this privacy notice.  - [Our Vision & Core Values](https://www.mcclarroninsurance.com/about/our-vision-core-values/): WhO WE ARE - [Specialist Independent Insurance Broker](https://www.mcclarroninsurance.com/): McClarrons is an independent insurance broker; established in 1988, we have grown from our humble Malton head office to have a national presence, with an office in Hull and team members across the country. Priding ourselves on our high standards and personal service, we offer bespoke insurance solutions that cater to our clients' individual needs.  - [Rural Protect & Rural Protect Elements](https://www.mcclarroninsurance.com/rural-insurance/rural-protect-rural-protect-elements/): Rural Protect is a bespoke legal protection solution specifically designed for farmers, agricultural business owners and managers, suitable for sole traders, partnerships and limited businesses. - [Equestrian Business Insurance](https://www.mcclarroninsurance.com/rural-insurance/equestrian-business/): Comprehensive equestrian business insurance can include public liability, care, custody & control, and employers’ liability cover, helping to protect you if a client or employee is injured or a horse in your care is harmed. You can also insure your stables, arenas, and equipment against fire, theft, or storm damage, and include Business Interruption cover to support income if operations are disrupted. - [Racehorse Trainers Insurance](https://www.mcclarroninsurance.com/rural-insurance/racehorse-trainers/): From stable incidents to liability claims, a wide range of risks can arise on a racing yard. With our specialist knowledge and experience, we work proactively to help prevent issues where possible and ensure you have comprehensive racehorse trainers insurance in place – helping to protect your people, horses and business when it matters most. - [Estate Insurance](https://www.mcclarroninsurance.com/rural-insurance/estates/): Estate Insurance - [Agricultural Vehicle Insurance](https://www.mcclarroninsurance.com/rural-insurance/agricultural-vehicles/): Agricultural vehicles are at the heart of any farming business - essential in keeping your day-to-day operations running smoothly. The heavy reliance and high costs associated with specialised machinery such as combine harvesters, loadalls, telehandlers, and tractors present financial risks to your business should something happen to them. That’s why agricultural vehicle insurance is essential. - [Specialist Rural & Agricultural Insurance](https://www.mcclarroninsurance.com/rural-insurance/): McClarrons has decades of experience arranging tailored rural insurance for farms, estates, and rural enterprises. By working with leading providers of agricultural insurance, we help to ensure every policy delivers real value and reliable protection. Clients can trust that their cover is carefully sourced, competitively priced, and backed by reputable insurers with proven expertise in the rural sector. - [About](https://www.mcclarroninsurance.com/about/): Established in 1988 - [Contact](https://www.mcclarroninsurance.com/contact/): You can start your enquiry by filling in the contact form below and one of the team will be in touch. Alternatively, please call us on 01653 697055. Please note our opening hours are 9am-5pm Monday to Friday.  - [Care Home Insurance](https://www.mcclarroninsurance.com/care-social-welfare/care-homes-insurance/): We provide specialist residential care home insurance that can support and protect the important work your organisation does, now and into the future. - [Charity & Community Group Insurance](https://www.mcclarroninsurance.com/care-social-welfare/charity-community-group-insurance/): We arrange insurance for charities, community groups and not-for-profit organisations, helping to protect the people, property and services that make such a valuable difference to local communities. - [Domiciliary Care Insurance](https://www.mcclarroninsurance.com/care-social-welfare/domiciliary-care-insurance/): Effective risk management is essential to protect your employees, service users and organisation. Clear lone working procedures, regular welfare checks, robust care plans, dynamic risk assessments, ongoing staff training and well-defined reporting processes all help reduce the likelihood of incidents while supporting continuity of care. Combined with specialist domiciliary care insurance, these measures can help protect your organisation against liability claims, employee injuries and other unexpected events, allowing you to focus on delivering safe, high-quality care. - [Care & Social Welfare Insurance](https://www.mcclarroninsurance.com/care-social-welfare/): Care & Social Welfare ## - [Card Payment](https://www.mcclarroninsurance.com/?p=28504): To process your payment, please input the payment amount in the field below (for example, if you wish to make a payment of £200.50, simply enter ‘200.50’) and click the ‘Make Payment’ button, below. Please note: We accept debit cards or company credit cards – company credit cards incur a charge of 1.8% and, if we have been informed of your payment method, will have been added to your invoice already; if you need us to provide an invoice with this fee added for you to make payment, please just let us know. We do not accept payments from personal credit cards as these incur additional charges. If you cannot make a payment via debit card or company credit card, you can pay via BACS as detailed on your invoice. ## Listing Items/Components - [Job Vacancy Listing](https://www.mcclarroninsurance.com/?jet-engine=job-vacancy-listing) - [News Posts](https://www.mcclarroninsurance.com/?jet-engine=news-posts) - [Team Member Layout](https://www.mcclarroninsurance.com/?jet-engine=team-member-layout) ## Careers - [Commercial Client Advisor](https://www.mcclarroninsurance.com/careers/commercial-client-advisor/): We're looking for an individual to provide quality service and advice to clients of the Commercial Team. To assess client’s insurance needs and find suitable insurance policies and solutions in line with FCA and Company guidelines.  This will involve securing new business, handling mid-term adjustments and renewals both in support of Client Executives and independently. - [Care Client Executive](https://www.mcclarroninsurance.com/careers/care-client-executive/): We are looking for an experienced Client Executive to join our Care & Social Welfare team at McClarrons, to help develop and maintain our varied book of care clients. - [Commercial Client Executive](https://www.mcclarroninsurance.com/careers/commercial-client-executive/): We are looking for an experienced Commercial Client Executive to help develop and maintain our Commercial account. Experience is essential. ## McClarrons Team Members - [Sally Conner](https://www.mcclarroninsurance.com/team-members/sally-conner/): Sally joined the McClarrons Farm Team in early 2026 as a Business Development Executive. Sally brings a wealth of experience from her work across rural organisations and charities. Prior to joining McClarrons, Sally spent many years supporting farming communities through her roles at the Yorkshire Rural Support Network and subsequently with RABI, where she dedicated 18 years to helping farming families navigate challenges and build resilience In her role as Business Development Executive, Sally focuses on connecting with rural businesses, understanding their unique concerns, and helping them access expert advice and tailored insurance solutions through McClarrons’ specialist Farm Team. - [Sarah Best](https://www.mcclarroninsurance.com/team-members/sarah-best/): Sarah joined McClarrons' Commercial Team in 2022, bringing with her 17 years’ experience in the financial services sector, having previously worked as a bank manager. Sarah joined us as a Client Advisor and has since progressed into the role of Client Executive, having gained experience working with a variety of businesses across Yorkshire and undergoing numerous internal training initiatives. In her current position, Sarah conducts site visits and review meetings with clients, providing tailored advice, building relationships, and supporting businesses with their ongoing insurance requirements. - [Joe Lynn](https://www.mcclarroninsurance.com/team-members/joe-lynn/): Joe joined McClarrons in 2019 with over 6 years’ experience in the commercial insurance sector, gained through his time working at global insurer, Axa. Joe has undertaken several roles in his time in the industry, one of these being working as an insurance underwriter across several products. Joe joined us as a Client Advisor where he supported our Client Executives in managing relationships with both clients and insurers to source and secure suitable insurance terms for our commercial customers, provided compliant documentation and ongoing administrative support throughout the policy year, as well as assisting clients with queries and mid-term adjustments. Through Joe’s ongoing development through training programmes, on-the-job experience and a desire to progress, he now holds the role of Client Executive where he is responsible for carrying out face-to-face insurance reviews with clients, providing them with quality insurance advice, and building his own book of clients. - [Andrew Plant](https://www.mcclarroninsurance.com/team-members/andrew-plant/): Andrew works as a Client Executive in McClarrons' Care & Social Welfare Team. Before joining McClarrons, Andrew worked as a Commercial Account Executive, arranging insurance for businesses of all sizes, from sole traders through to large organisations. Prior to entering the insurance industry, he spent 20 years in the motor trade, developing a strong understanding of customer service and relationship management. - [Clinton Rhodes](https://www.mcclarroninsurance.com/team-members/clinton-rhodes/): Clinton works as a Claims Advisor within McClarrons' Claims Team. Throughout his career, Clinton has worked in customer-focused roles, supporting clients from initial enquiry through to resolution, developing strong communication skills and a passion for delivering excellent service. - [Poppy Watts](https://www.mcclarroninsurance.com/team-members/poppy-watts/): Poppy works as a Claims Advisor within McClarrons' Claims Team. She joined McClarrons after completing her Law degree, bringing with her a strong background in customer service and client support. ## Categories - [Agricultural Motor Vehicles](https://www.mcclarroninsurance.com/news/category/rural/agricultural-motor-vehicles/) - [Better Sorted Than Sorry - News](https://www.mcclarroninsurance.com/news/category/rural/better-sorted-than-sorry/) - [Care & Social Welfare Insurance News](https://www.mcclarroninsurance.com/news/category/care-social-welfare/) - [Care Homes](https://www.mcclarroninsurance.com/news/category/care-social-welfare/care-homes/) - [Careers](https://www.mcclarroninsurance.com/news/category/company-industry-updates/careers/) - [Case Studies](https://www.mcclarroninsurance.com/news/category/claims/case-studies/) - [Claims News](https://www.mcclarroninsurance.com/news/category/claims/) - [Collections](https://www.mcclarroninsurance.com/news/category/mcclarrons-affinity/collections/) - [Commercial Insurance News](https://www.mcclarroninsurance.com/news/category/commercial/) - [Community Groups](https://www.mcclarroninsurance.com/news/category/care-social-welfare/community-groups/) - [Company & Industry Updates](https://www.mcclarroninsurance.com/news/category/company-industry-updates/) - [Cyber](https://www.mcclarroninsurance.com/news/category/commercial/cyber/) - [Equine](https://www.mcclarroninsurance.com/news/category/rural/equine/) - [Farming](https://www.mcclarroninsurance.com/news/category/rural/farming/) - [Financial & Professional Services Insurance](https://www.mcclarroninsurance.com/news/category/commercial/financial-professional-services-insurance/) - [Home & Contents](https://www.mcclarroninsurance.com/news/category/mcclarrons-affinity/home-contents/) - [Hospitality & Retail Insurance](https://www.mcclarroninsurance.com/news/category/commercial/hospitality-retail-insurance/) - [Manufacturing](https://www.mcclarroninsurance.com/news/category/commercial/manufacturing/) - [McClarrons Affinity](https://www.mcclarroninsurance.com/news/category/mcclarrons-affinity/) - [McClarrons Care Network](https://www.mcclarroninsurance.com/news/category/care-social-welfare/mcclarrons-care-network/) - [McClarrons Sport](https://www.mcclarroninsurance.com/news/category/mcclarrons-sport/) - [Roy McClarron Award](https://www.mcclarroninsurance.com/news/category/company-industry-updates/roy-mcclarron-award/) - [Rural Insurance News](https://www.mcclarroninsurance.com/news/category/rural/) - [Rural Protect](https://www.mcclarroninsurance.com/news/category/rural/rural-protect/) - [Uncategorised](https://www.mcclarroninsurance.com/news/category/uncategorised/) - [Work Experience](https://www.mcclarroninsurance.com/news/category/company-industry-updates/careers/work-experience/) ## Department - [Affinity](https://www.mcclarroninsurance.com/dept/affinity/) - [Business](https://www.mcclarroninsurance.com/dept/business/) - [Care](https://www.mcclarroninsurance.com/dept/care/) - [Claims](https://www.mcclarroninsurance.com/dept/claims/) - [Landlords](https://www.mcclarroninsurance.com/dept/landlords/) - [Management Team](https://www.mcclarroninsurance.com/dept/management-team/) - [Operations](https://www.mcclarroninsurance.com/dept/operations/) - [Rural](https://www.mcclarroninsurance.com/dept/rural/)